451 Old Olive Rd, Benton, KY 42025 Property Records

Marshall County property record for 451 Old Olive Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,826 sqft · built 1925
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2023)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65-00-00-086`

Property Details

APN / Parcel Number

Primary APN	`65-00-00-086`
Alternative APNs	`1057570` `1108810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,826 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Detached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1108810
Street Address	451 OLD OLIVE RD
City	BENTON
State	KY
Zip	42025-6082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KENTUCKY HIGHWAY 962
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	2
Census Block	2025
Census Tract	950602

Owner

451 Old Olive Rd is owned and occupied by an individual who bought it in June 2023.

Source: Marshall County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit SIMPLIFILE (RECORDING SERVIC
Jul 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Dec 30, 2020	Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	20231095838
Deed Book / Page	506 / 593
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG881/230
Date	Apr 19, 2018
Book Page	MTG 881/230
Instrument	1016407

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Recording Date	Apr 9, 2026
Property Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Document Number	1107000648
Book / Page	1107 / 648
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OLD OLIVE RD, BENTON, KY 42025-6082

Mortgage

Document Number	1107000648,
Date	Apr 9, 2026
Book Page	1107/648

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2041

Interest

Rate	5.43%
Max Rate	-1%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000747/559
Date	Jul 26, 2012
Book Page	747/559
Instrument	225271

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Address	BENTON, KY 42025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Jun 1, 2023
Property Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Document Number	000506/593
Book / Page	506 / 593
Instrument Date	May 26, 2023
Instrument	1095838
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 REDGATE RD, GREENEVILLE, TN 37743-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OLD OLIVE RD, BENTON, KY 42025-6082

Mortgage

Document Number	0001095839
Date	Jun 1, 2023
Instrument	1095839

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2043

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Dec 30, 2020
Property Address	451 OLD OLIVE RD, BENTON, KY 42025-6082
Document Number	DEED482/674
Book / Page	DEED 482 / 674
Map Reference	SL F-179
Instrument Date	Nov 30, 2020
Instrument	1034737
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2738 NOTTINGHAM DR, 2738, COLUMBIA, TN 38401-0612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OLD OLIVE RD, BENTON, KY 42025-6082

Mortgage

Document Number	1034740
Date	Dec 30, 2020
Instrument	1034740

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 451 Old Olive Rd was $1,337.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00	$135,000 Land $15,000 Building $120,000	$135,000 Land $15,000 Building $120,000
2023	$1,165.00	$112,000 Land $10,000 Building $102,000
2022			$112,000 Land $10,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Old Olive Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Old Olive Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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