451 Ohio St, Elyria, OH 44035 Property Records

Lorain County property record for 451 Ohio St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,783 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Detached, 568 sqft
Occupancy	Owner Occupied
Tax Bill	$2,384.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013666-7`
Alternative APN	`06-25-036-108-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,783 sqft Living Area
1st Floor	1,343 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1989
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	109 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	568 sqft Garage
Deck Area	200 sqft Deck
Patio Area	400 sqft Patio
Porch Area	78 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	013666-7
Street Address	451 OHIO ST
City	ELYRIA
State	OH
Zip	44035-3956
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAWN FRNT 0080.00 DPTH 0108.10 LOT # 30 31
Legal Subdivision	EAST LAWN
Legal Tract	25
Legal Block	108
Legal Lot Number	30 31
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1023
Census Tract	70700

Owner

Source: Lorain County records · APN 013666-7

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	451 OHIO ST, ELYRIA, OH 44035-3956
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2021	Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 13, 2018	Deed of Trust, Mortgage · Line of Credit OHIO EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	451 OHIO ST, ELYRIA, OH 44035-3956
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210837874
Date	Sep 07, 2021
Instrument	2021-0837874

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	93079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 06, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	451 OHIO ST, ELYRIA, OH 44035-3956
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210831956
Date	Aug 02, 2021
Instrument	2021-0831956

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	451 OHIO ST, ELYRIA, OH 44035-3956
Document Number	0000691991
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OHIO ST ELYRIA OH 440353956, ELYRIA, OH 44035-3956

Mortgage

Document Number	0000691991
Date	Oct 22, 2018
Instrument	691991

Lender

Name	OHIO EDUCATIONAL CU
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00 Homeowner's exemption	$71,380 (+0.01%) Land $14,110 Building $57,270	$203,930 (-) Land $40,310 Building $163,620
2024	$2,384.00 (-5.58%)	$71,376 (+54.03%) Land $14,109 Building $57,267	$203,930 (+54.03%) Land $40,310 Building $163,620
2023	$2,525.00 (+0.36%)	$46,340 (-0.02%) Land $9,135 Building $37,205	$132,400 (-) Land $26,100 Building $106,300
2022	$2,516.00	$46,350 Land $9,140 Building $37,210
2021			$132,400 Land $26,100 Building $106,300

Flood & Wildfire

451 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 1st percentile of exposed land nationally · 4th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

451 Ohio St, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ohio St

Nearby Streets

Search Property Records by Address or Parcel Number