451 Oak Leaf Trl, Billings, MO 65610 Property Records

Stone County property record for 451 Oak Leaf Trl, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	2,477 sqft · built 2005
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on Record
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-17-000-000-003.012`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17-000-000-003.012`

Interior

Stories	1 Story
Building Area	2,477 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	213,444 sqft (4.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	451 OAK LEAF TRL
City	BILLINGS
State	MO
Zip	65610-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT:1 SUBD:ANCIENT OAK ESTATES SEC/TWN/RNG/MER:SEC 17 TWN 26 RNG 23
Legal Subdivision	ANCIENT OAK ESTATES
Legal Lot Number	1
Jurisdiction	STONE MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2077
Census Tract	90102

Owner

Source: Stone County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	451 OAK LEAF TRL, BILLINGS, MO 65610-7250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021
Deed Sale	Dec 27, 2021
Prior Sale	Sep 17, 2019
Deed Document Number	202100020390
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Dec 27, 2021
Property Address	451 OAK LEAF TRL, BILLINGS, MO 65610-7250
Document Number	202100020390
Instrument Date	Dec 17, 2021
Instrument	202100020390
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OAK LEAT TRAIL, BILLINGS, MO 65610-7250

Mortgage

Document Number	202100020391
Date	Dec 27, 2021
Instrument	202100020391

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Sep 17, 2019
Property Address	451 OAK LEAF TRL, BILLINGS, MO 65610-7250
Document Number	201900013813
Instrument Date	Sep 16, 2019
Instrument	201900013813
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 OAK LEAF TRAIL, MORRISVILLE, MO 65710

Mortgage

Document Number	201900013815
Date	Sep 17, 2019
Instrument	201900013815

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Stone County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (-3.32%)	$27,190 (-)	$143,100 (-) Land $32,800 Building $110,300
2023	$1,536.00	$27,190	$143,100 Land $32,800 Building $110,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Leaf Trl

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