Dauphin County property record for 451 N Union St, Middletown, PA 17057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1850 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Sep 2020) |
| Tax Bill | $2,798 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-024-041 |
| Primary APN | 42-024-041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Attic | Attic |
| Attic Area | 476 sqft |
| Basement Area | 476 sqft |
| Unfinished Basement | 476 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 166 sqft |
| Account Number | 420240410000000 |
|---|---|
| Street Address | 451 N UNION ST |
| City | MIDDLETOWN |
| State | PA |
| Zip | 17057-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | DAUPHIN PA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 23900 |
451 N Union St is owned and occupied by an individual who bought it in September 2020.
Source: Dauphin County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jul 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Sep 16, 2020 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Jun 8, 2018 | Grant Deed, Transfer · Conventional Mortgage MEMBERS FIRST FCU |
| Feb 6, 2018 | Grant Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Jan 26, 2016 · Amount on File |
| Deed Document Number | 202024605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAUPHIN PA |
| Recording Date | Jan 5, 2024 |
| Property Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000000451 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 20240000451 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 457 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000000452 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 20240000452 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Number | 0000000453 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 20240000453 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | HARRISBURG, PA 17105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAUPHIN PA |
| Property Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000014419 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 20230014419 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DAUPHIN PA |
| Recording Date | Sep 16, 2020 |
| Property Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000024605 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 24605 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | IRON VALLEY ABSTRACT LLC, IRON VLY ABS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 451 N UNION ST MIDDLETOWN PA 170571949, MIDDLETOWN, PA 17057-1949 |
| Document Number | 24606 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 24606 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DAUPHIN PA |
| Recording Date | Jun 8, 2018 |
| Property Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000014102 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 14102 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1213 PROGRESS RD CHAMBERSBURG PA 172013278, CHAMBERSBURG, PA 17201-3278 |
| Document Number | 14103 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 14103 |
| Name | MEMBERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DAUPHIN PA |
| Recording Date | Feb 6, 2018 |
| Property Address | 451 N UNION ST, MIDDLETOWN, PA 17057-1949 |
| Document Number | 0000003074 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 3074 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1113 WABANK RD #B104 LANCASTER PA 176036873, B104, LANCASTER, PA 17603-6873 |
| Document Number | 3075 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 3075 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 451 N Union St was $2,798.
Source: Dauphin County assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Dauphin County |
| Municipality | Middletown Borough |
| Unified School District | Middletown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,798.00 | $60,700 Land $13,300 Building $47,400 | |
| 2025 | $60,700 Land $13,300 Building $47,400 | ||
| 2024 | $60,700 (-) Land $13,300 Building $47,400 | ||
| 2023 | $2,502.00 | $60,700 Land $13,300 Building $47,400 | $60,700 (-) Land $13,300 Building $47,400 |
| 2022 | $60,700 Land $13,300 Building $47,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 N Union St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (2004–2017) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 451 N Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA MIDDLETOWN serves 9,600 people · EPA ID PA7220038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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