451 N Spring St, Wabash, IN 46992 Property Records

Wabash County property record for 451 N Spring St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 2003
Lot Size	0.148 acres (6,462 sqft)
Owner	Individual Name on Record
Last Sale	$288,556 (Jul 2025)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-11-203-169.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-11-203-169.000-009`
Alternative APNs	`01912247078` `0120476700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,462 sqft (0.148 acres)
Lot Dimensions	126 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01912247078
Street Address	451 N SPRING ST
City	WABASH
State	IN
Zip	46992-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H CALDWELLS PTS LOTS 17 & 18 50X121 + .01AC
Legal Subdivision	H CALDWELLS ADDITION
Legal Lot Number	17-18
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4014
Census Tract	102600

Owner

Source: Wabash County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	451 N SPRING ST, WABASH, IN 46992-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 12, 2005	Deed of Trust, Mortgage · ARM ARGENT MORTGAGE CO LLC
Jul 25, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 19, 2020	Intrafamily Transfer, Transfer
Jan 18, 2017	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 1, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST OMNI MORTGAGE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Mar 20, 2025 · Amount on Record
Deed Document Number	2025488479
Prior Transfer Date	Aug 11, 2020
Prior Transfer Doc	2020R463796
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451N SPRINGS ST, WABASH, IN 46992-1800

Mortgage

Document Number	2021R467842
Date	Apr 15, 2021
Instrument	2021R467842

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Feb 1, 2047

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N SPRING ST, WABASH, IN 46992-1800

Mortgage

Document Number	2020R476457
Date	Oct 20, 2022
Instrument	2020R476457

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Feb 1, 2047

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R383574
Date	Jan 12, 2005
Instrument	2005R383574

Lender

Name	ARGENT MORTGAGE CO LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Type Change Date	Feb 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.1%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Margin	6
Max Rate	14.1%

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 25, 2025
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Document Number	2025R488479
Map Reference	MB 3 PG 56
Instrument Date	Jul 24, 2025
Instrument	2025R488479
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 N SPRING ST, WABASH, IN 46992-1800

Mortgage

Document Number	2025R488480
Date	Jul 25, 2025
Instrument	2025R488480

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASH IN
Recording Date	Aug 19, 2020
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Document Number	2020R463796
Map Reference	MB 3 PG 56
Instrument Date	Aug 11, 2020
Instrument	2020R463796
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 N SPRING ST, WABASH, IN 46992-1800

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jan 18, 2017
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Document Number	2017R446497
Map Reference	MB 3 PG 56
Instrument Date	Jan 14, 2017
Instrument	2017R446497
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 N SPRING ST, WABASH, IN 46992-1800

Mortgage

Document Number	2017R446498
Date	Jan 18, 2017
Instrument	2017R446498

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Apr 1, 2005
Property Address	451 N SPRING ST, WABASH, IN 46992-1800
Document Number	2005R384887
Instrument Date	Mar 29, 2005
Instrument	2005R384887
Transaction Type	Transfer
Record Updated	Aug 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10212, NORTH HOLLYWOOD, CA 91609-2212

Mortgage

Document Number	2005384888
Date	Apr 1, 2005
Instrument	2005-384888

Lender

Name	FIRST OMNI MORTGAGE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

Mortgage

Document Number	2005R384889
Date	Apr 1, 2005
Instrument	2005R384889

Lender

Name	FIRST OMNI MORTGAGE LENDING
Type	Mortgage Company
Address	LOUISVILLE, KY 40202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2020

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+6.78%) Homeowner's exemption	$160,000 (+20.85%) Land $7,500 Building $152,500	$160,000 (+20.85%) Land $7,500 Building $152,500
2024	$1,371.00 (+9.16%)
2023		$132,400 (+5.41%) Land $7,500 Building $124,900	$132,400 (+5.41%) Land $7,500 Building $124,900
2022	$1,256.00 Homeowner's exemption	$125,600 Land $7,500 Building $118,100	$125,600 Land $7,500 Building $118,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Good Connections.

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