451 N Pratt St, Ottawa, OH 45875 Property Records

Putnam County property record for 451 N Pratt St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$24,000 (Jul 2018)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-067060.0000`

Property Details

APN / Parcel Number

Primary APN	`32-067060.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,430 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	451 N PRATT ST
City	OTTAWA
State	OH
Zip	45875-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 3(80X120) & 1/2 VAC ALLEY(W OF LOT) & 1/2 VAC ALLEY(S OF LOT)
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3007
Census Tract	30301

Owner

451 N Pratt St is owned by two individuals who bought it in July 2018.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9869 STATE ROUTE 65, OTTAWA, OH 45875-1034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Closed-End Mortgage THE FORT JENNINGS STATE BANK
Apr 30, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FORT JENNINGS STATE BANK
Jul 13, 2018	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Deed Document Number	20183172
Deed Book / Page	701 / 458
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	451 N PRATT ST, OTTAWA, OH 45875-1507
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	733/1881
Date	May 6, 2021
Book Page	733/1881
Instrument	202100002462

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	451 N PRATT ST, OTTAWA, OH 45875-1507
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/2270
Date	Apr 30, 2020
Book Page	719/2270
Instrument	202000001798

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2021

July 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 13, 2018
Property Address	451 N PRATT ST, OTTAWA, OH 45875-1507
Document Number	00701/0458
Book / Page	701 / 0458
Instrument Date	Jul 13, 2018
Instrument	201800003172
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	310 N LOCUST ST, OTTAWA, OH 45875-1432

Tax Assessment & Valuation

The 2025 property tax bill for 451 N Pratt St was $1,624, up 2.2% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00 (+2.2%)	$47,800 (-) Land $6,930 Building $40,870	$177,130 Land $19,800 Building $157,330
2024	$1,589.00 (-14.29%)	$47,800 (-3.78%) Land $6,930 Building $40,870
2023	$1,854.00 (-0.86%) Additional exemption filed	$49,680 (-) Land $5,390 Building $44,290	$136,570 Land $19,800 Building $116,770
2022	$1,870.00	$49,680 Land $5,390 Building $44,290
2020			$141,940 Land $15,400 Building $126,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 N Pratt St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	12 (1997–2026)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 N Pratt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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