451 N Five Lakes Rd, Attica, MI 48412 Property Records

Lapeer County property record for 451 N Five Lakes Rd, Attica, MI 48412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,474 sqft · built 1970
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Jun 2012)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-012-002-00`

Property Details

APN / Parcel Number

Primary APN	`012-012-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	174,240 sqft (4 acres)
Garage Area	606 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	451 N FIVE LAKES RD
City	ATTICA
State	MI
Zip	48412-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SEC 12 T7N R10E COM 314 FT S OF NE COR OF SEC, TH S 359.45 FT, TH S 89 DEG 58' W 447.95 FT, TH N 401.70 FT, TH ELY TO BEG. 4
Legal Range	10E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3000
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 N FIVE LAKES RD, ATTICA, MI 48412-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012 · Amount on Record
Deed Sale	Jun 4, 2012 · Amount on Record
Prior Sale	Oct 17, 2011 · Amount on Record
Deed Book / Page	2566 / 513
Last Transfer Date	Dec 13, 2016
Transfer Doc	0028660764
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 12, 2026
Property Address	451 N FIVE LAKES RD, ATTICA, MI 48412-9738
Document Number	0035190881
Book / Page	3519 / 881
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	451 N FIVE LAKES RD, ATTICA, MI 48412-9738

Mortgage

Document Number	3519000881,
Date	May 12, 2026
Book Page	3519/881

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	451 N FIVE LAKES RD, ATTICA, MI 48412-9738
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 N FIVE LAKES RD, ATTICA, MI 48412-9738

Mortgage

Document Number	0031220995
Date	Aug 19, 2020
Book Page	3122/995

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,700 (+7.4%)	$261,400 (+7.4%)
2025	$1,602.00 (+14.43%) Homeowner's exemption	$121,700 (+11.34%)	$243,400 (+11.34%)
2023		$109,300	$218,600
2022	$1,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKES MANUFACTURED HOMES private · serves 230 people · EPA ID MI0040670
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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