451 N Emery Ln, Elmhurst, IL 60126 Property Records

DuPage County property record for 451 N Emery Ln, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,661 sqft · built 1954
Lot Size0.17 acres (7,405 sqft)
Owner2 Trust Names on File
Last Sale$490,000 (May 2017)
Tax Bill$14,860 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-35-305-009

Property Details

APN / Parcel Number

Primary APN03-35-305-009

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,661 sqft Living Area
Gross Area3,156 sqft
1st Floor Area1,502 sqft
2nd Floor Area1,159 sqft
Basement Area495 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions12.1 ft deep x 6 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address451 N EMERY LN
CityELMHURST
StateIL
Zip60126-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEMERY MANOR PARK UNIT NO 1
Legal SubdivisionEMERY MANOR PARK
Legal Lot Number66
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group3
Census Block3001
Census Tract840600

Owner

451 N Emery Ln is owner-occupied and held in a trust since March 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address451 N EMERY LN, ELMHURST, IL 60126-2201
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 31, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2017 · Amount on File
Deed SaleMay 31, 2017 · Amount on File
Prior SaleNov 30, 1993 · Amount on File
Deed Document Number201752883
Last Transfer DateMar 17, 2025
Transfer Doc0000014751
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address451 N EMERY LN, ELMHURST, IL 60126-2201
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000123794
DateOct 22, 2020
InstrumentR2020-123794
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address451 N EMERY LN, ELMHURST, IL 60126-2201
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000120115
DateDec 24, 2019
InstrumentR2019-120115
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 31, 2017
Property Address451 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000052883
Map ReferenceDOC672003
Instrument DateMay 12, 2017
InstrumentR2017-052883
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address451 N EMERY LN, ELMHURST, IL 60126-2201

Mortgage

Document Number0000052884
DateMay 31, 2017
InstrumentR2017-052884
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

Mortgage

Document Number0000052885
DateMay 31, 2017
InstrumentR2017-052885
Lender
NameEVERGREEN BANK GROUP
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 12, 2037
Interest
Rate TypeAdjustable Rate
Rate4%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 451 N Emery Ln was $14,860.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionAddison Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,860.00$261,368 Land $76,410 Building $184,958$784,104 Land $229,230 Building $554,874
2022$13,012.00 Homeowner's exemption$218,420 Land $62,300 Building $156,120$655,260 Land $186,900 Building $468,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 N Emery Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1979–2013)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 N Emery Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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