Kane County property record for 451 N Crystal St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,380 sqft · built 1853 |
| Lot Size | 0.215 acres (9,348 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-383-011 |
| Primary APN | 06-11-383-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,355 sqft |
| Basement Area | 975 sqft |
| Year Built | Built 1853 |
|---|---|
| Effective Year Built | Effective 1853 |
| Construction Type | Frame |
| Lot Area | 9,348 sqft (0.215 acres) |
| Lot Width | 25 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 451 N CRYSTAL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENRY GEISTERS ADDN PART OF BLOCK 1 HEWITTS ADDN TO ELGIN LYING SOUTHERLY OF NORTHERLY LINE OF LOT 8 |
| Legal Subdivision | HENRY GEISTERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 854600 |
451 N Crystal St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 N CRYSTAL ST, ELGIN, IL 60123-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 451 N CRYSTAL ST, ELGIN, IL 60123-3553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006000 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 2020K006000 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
| Change Frequency | Monthly |
The 2025 property tax bill for 451 N Crystal St was $4,115 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,115.00 Homeowner's exemption | $61,947 (+8.57%) Land $12,728 Building $49,219 | $185,915 (+8.57%) Land $38,199 Building $147,716 |
| 2024 | $57,057 Land $11,723 Building $45,334 | $171,239 Land $35,183 Building $136,056 | |
| 2022 | $3,555.00 (+5.02%) Homeowner's exemption | $47,002 (+6.96%) Land $9,657 Building $37,345 | $141,006 (+6.96%) Land $28,971 Building $112,035 |
| 2021 | $3,385.00 Homeowner's exemption | $43,944 Land $9,029 Building $34,915 | $131,832 Land $27,087 Building $104,745 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 451 N Crystal St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 451 N Crystal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures