451 Mountain Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 451 Mountain Rd, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1949
Lot Size	0.082 acres (3,576 sqft)
Owner	Individual Name on Record
Last Sale	$2,110,000 (Oct 2021)
Tax Bill	$23,720 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-205-05`

Property Details

APN / Parcel Number

Primary APN	`644-205-05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	3,576 sqft (0.082 acres)
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	451 MOUNTAIN RD
City	LAGUNA BEACH
State	CA
Zip	92651-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S TWP 7 RGE 9 SEC 25 SEC 25 T 7 R 9 POR OF SEC
Legal Subdivision	LAGUNA HEIGHTS #3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	62619

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Dec 3, 2002 · Amount on Record
Deed Document Number	2021649026
Prior Transfer Date	Nov 20, 2013
Prior Transfer Doc	0000261204
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2021
Property Address	451 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3139
Document Number	0000649026
Instrument Date	Sep 20, 2021
Instrument	2021000649026
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3139

Mortgage

Document Number	0000649027
Date	Oct 25, 2021
Instrument	2021000649027

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,283,930 (+2%) Land $2,217,066 Building $66,864
2025	$23,720.00 (+3.23%) Homeowner's exemption	$2,239,148 (+4.04%) Land $2,173,595 Building $65,553
2023	$22,978.00 (+2.19%) Homeowner's exemption	$2,152,200 Land $2,089,192 Building $63,008
2022	$22,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Nearby Flood Policies	77 units insured incl. 47 condo units
Nearby Flood Claims	19 (1988–2026)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20