Transylvania County property record for 451 Main St, Rosman, NC 28772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1960 |
| Lot Size | 0.4 acres (17,410 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Feb 2019) |
| Tax Bill | $2,072 (2026) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8552-77-8981-000 |
| Primary APN | 8552-77-8981-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,208 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,410 sqft (0.4 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70490270 |
|---|---|
| Street Address | 451 MAIN ST |
| City | ROSMAN |
| State | NC |
| Zip | 28772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAIN STREET |
| Legal Subdivision | PLAT OF THE TOWN OF ROSMAN |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 960501 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 451 MAIN ST, ROSMAN, NC 28772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Prior Sale | Jul 1, 1996 · Amount on Record |
| Deed Document Number | 2019672 |
| Deed Book / Page | 870 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Feb 11, 2019 |
| Property Address | 451 MAIN ST, ROSMAN, NC 28772 |
| Document Number | 0008700185 |
| Book / Page | 870 / 185 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2019000672 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1628, PISGAH FOREST, NC 28768-1628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 MAIN ST, ROSMAN, NC 28772 |
| Document Number | 2019000673 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 2019000673 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Municipality | Rosman Town |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,072.00 (+30.23%) | $258,920 (+81.97%) Land $20,000 Building $238,920 | $258,920 (+81.97%) Land $20,000 Building $238,920 |
| 2023 | $1,591.00 | $142,290 Land $20,000 Building $122,290 | $142,290 Land $20,000 Building $122,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROSMAN serves 650 people · EPA ID NC0188115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.54 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2023 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
5G (outdoors only) and 4G LTE
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