451 Main St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 451 Main St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,422 sqft · built 1880
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,100 (Nov 2006)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:37 L:163`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:37 L:163`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,514 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	451 MAIN ST
City	BIDDEFORD
State	ME
Zip	04005-2124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1B
Legal Lot Number	163
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2003
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUCHOICE FEDERAL CREDIT UNION
Mar 12, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage GORHAM SAVINGS BANK
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2006 · Amount on Record
Deed Sale	Nov 22, 2006 · Amount on Record
Deed Book / Page	15018 / 74
Last Transfer Date	Feb 25, 2026
Transfer Doc	0198600389
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 10, 2026
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Document Number	0000024176
Book / Page	19944 / 805
Instrument Date	Jul 9, 2026
Instrument	202624176
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MAIN ST, BIDDEFORD, ME 04005-2124

Mortgage

Document Number	0000024176,
Date	Jul 10, 2026
Book Page	19944/805
Instrument	202624176

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	May 26, 2026
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Document Number	0199100731
Book / Page	19910 / 731
Instrument Date	May 21, 2026
Instrument	202617535
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MAIN ST, BIDDEFORD, ME 04005-2124

Mortgage

Document Number	0000017535,
Date	May 26, 2026
Book Page	19910/731
Instrument	202617535

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 12, 2026
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Document Number	0198600389
Book / Page	19860 / 389
Instrument Date	Feb 25, 2026
Instrument	2026008303
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 MAIN ST, BIDDEFORD, ME 04005-2124

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192640385
Date	Jun 29, 2023
Book Page	19264/385
Instrument	2023017962

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187680567
Date	Aug 13, 2021
Book Page	18768/567
Instrument	2021047376

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	451 MAIN ST, BIDDEFORD, ME 04005-2124
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187680588
Date	Aug 13, 2021
Book Page	18768/588
Instrument	2021047377

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,597.00 (+6.17%)	$307,700 (+1.05%) Land $135,000 Building $172,700
2024	$4,330.00 (+10.21%)	$304,500 (+1.67%) Land $135,000 Building $169,500
2023	$3,929.00 (+23.17%)	$299,500 (+54.06%) Land $132,600 Building $166,900
2022	$3,190.00	$194,400 Land $68,200 Building $126,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband, Verizon, Xfinity.

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