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451 M St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 451 M St, Charlotte, NC 28204

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,224 sqft · built 2006
Lot Size3.8 acres (165,746 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Sep 2022)
Tax Bill$3,834 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN080-101-46

Property Details

APN / Parcel Number

Primary APN080-101-46

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,224 sqft Heated Area
Gross Area1,288 sqft
1st Floor Area448 sqft
Upper Floors Area380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area165,746 sqft (3.8 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number080-101-46
Street Address451 M ST
CityCHARLOTTE
StateNC
Zip28204-3330
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMUDD
Legal DescriptionBLDG 6 UNIT 160 U/F 779-1
Legal SubdivisionM STREET CONDO
Legal Unit160
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3020
Census Tract600

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address451 M ST, CHARLOTTE, NC 28204-3330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2022 · Amount on Record
Deed SaleSep 6, 2022 · Amount on Record
Prior SaleNov 10, 2021 · Amount on Record
Deed Document Number0003762426
Deed Book / Page37624 / 26
Record UpdatedJun 7, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 6, 2022
Property Address451 M ST, CHARLOTTE, NC 28204-3330
Document Number0000126779
Book / Page37624 / 26
Map ReferenceFILE 779 PG 11
Instrument DateAug 9, 2022
Instrument2022126779
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, TRYON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5624 MEADOW BLUFF CT NW, CONCORD, NC 28027-8068

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 M ST, CHARLOTTE, NC 28204-3330

Mortgage

Document Number0000126780
DateSep 6, 2022
Instrument2022126780
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 10, 2021
Property Address451 M ST, CHARLOTTE, NC 28204-3330
Document Number0000214696
Book / Page36747 / 802
Map ReferenceMB 20187 PG 300
Instrument DateOct 10, 2021
Instrument2021214696
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2213 E 5TH ST, CHARLOTTE, NC 28204-3305

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 M ST # 160, 160, CHARLOTTE, NC 28204-3330

Mortgage

Document Number0000214697
DateNov 10, 2021
Instrument2021214697
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber.

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