Sumter County property record for 451 Lynam Rd, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,901 sqft · built 1985 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-11-02-001 |
| Primary APN | 206-11-02-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,901 sqft |
| Upper Floors Area | 168 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 51,836 sqft (1.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool House | 144 sqft |
|---|---|
| Porch | Covered Porch |
| Patio Area | 271 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 29134 |
|---|---|
| Old Parcel Number | 206 11 02 001 |
| Street Address | 451 LYNAM RD |
| City | SUMTER |
| State | SC |
| Zip | 29154-5419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOTS 16 & 17 Z33-51 1.19 AC PB86-878 |
| Legal Subdivision | VILLAGE SUB |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1703 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 10, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 27, 2021 | Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2025 |
| Deed Sale | Mar 8, 2025 |
| Prior Sale | Jul 2, 2020 |
| Deed Document Number | 0ITALECORD |
| Deed Book / Page | 1284 / 2131 |
| Prior Transfer Date | Apr 27, 2021 |
| Prior Transfer Doc | 0012842131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Document Number | 0013495280 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 1349/5280 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0012962617 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 1296/2617 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 27, 2021 |
| Property Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Document Number | 0012842131 |
| Book / Page | 1284 / 2131 |
| Map Reference | MB Z-33 PG 51 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 451 LYNAM RD, SUMTER, SC 29154-5419 |
| Document Number | 0012842135 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 1284/2135 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (+8.45%) Homeowner's exemption | $6,369 (-0.02%) Land $543 Building $5,826 | $159,219 (+%) Land $13,570 Building $145,649 |
| 2023 | $6,370 (-) Land $540 Building $5,830 | $159,215 (-) Land $13,566 Building $145,649 | |
| 2022 | $71.00 | $6,370 Land $540 Building $5,830 | $159,215 Land $13,566 Building $145,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2015–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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