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451 Luzon St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 451 Luzon St, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 759 sqft · built 1969
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Sep 2006)
Tax Bill$7,031 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN065-063-021

Property Details

APN / Parcel Number

Primary APN065-063-021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1969
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address451 LUZON ST
CityMORRO BAY
StateCA
Zip93442-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB ATAS BCH BL 6B LT 17
Legal SubdivisionATASCADERO BEACH
Legal Block6
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1010
Census Tract10506

Owner

Source: San Luis Obispo County records · APN 065-063-021

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address451 LUZON ST, MORRO BAY, CA 93442-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2006 · Amount on Record
Deed SaleSep 29, 2006 · Amount on Record
Prior SaleApr 07, 2005
Deed Document Number2006068985
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address451 LUZON ST, MORRO BAY, CA 93442-1319
Transaction TypeMortgage
Record UpdatedSep 03, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 LUZON ST, MORRO BAY, CA 93442-1319

Mortgage

Document Number0000058992
DateAug 25, 2021
Instrument2021058992
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,031.00 (+12.12%)$637,940 (+12.59%) Land $448,820 Building $189,120
2023$6,271.00 (+6.69%)$566,601 Land $431,393 Building $135,208
2022$5,878.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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