451 Lucas Grove Rd, Upton, KY 42784 Property Records

Hardin County property record for 451 Lucas Grove Rd, Upton, KY 42784

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2,660 sqft · built 2008
Lot Size	28 acres (1,219,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2018)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`155-00-00-003.02`

Property Details

APN / Parcel Number

Primary APN	`155-00-00-003.02`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,660 sqft Living Area
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	1,219,680 sqft (28 acres)

Location & Zoning

Street Address	451 LUCAS GROVE RD
City	UPTON
State	KY
Zip	42784-9498
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Subdivision	JACOB D HERSHBERGER PROPERTY
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3009
Census Tract	1602

Owner

Source: Hardin County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CECILIAN BANK
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
May 9, 2018	Deed of Trust, Mortgage CECILIAN BANK
May 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	20185390
Deed Book / Page	1456 / 632
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Recording Date	Apr 21, 2026
Property Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498
Document Number	2611000495
Book / Page	2611 / 495
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498

Mortgage

Document Number	2611000495,
Date	Apr 21, 2026
Book Page	2611/495

Lender

Name	CECILIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498

Mortgage

Document Number	002469/656
Date	Jan 23, 2023
Book Page	2469/656

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	SONORA, KY 42776

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 9, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002232/0000001436
Date	May 9, 2018
Book Page	0000002232/0000001436
Instrument	180-00005390

Lender

Name	CECILIAN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 9, 2018
Property Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498
Document Number	1456/632
Book / Page	1456 / 632
Instrument Date	Apr 25, 2018
Instrument	180-00005390
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 LUCAS GROVE RD, UPTON, KY 42784-9498

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (+20.63%)	$134,500 (-) Land $100,200 Building $34,300	$134,500 (-) Land $100,200 Building $34,300
2023		$134,500 Land $100,200 Building $34,300	$134,500 Land $100,200 Building $34,300
2021	$1,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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