451 Lakeside Dr, Front Royal, VA 22630 Property Records

Warren County property record for 451 Lakeside Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,200 sqft · built 1991
Lot Size	2 acres (87,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Apr 2026)
Tax Bill	$2,165 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`27/H/1/1/15`

Property Details

APN / Parcel Number

Primary APN	`27/H/1/1/15`
Alternative APN	`20075`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,468 sqft (2 acres)
Terrain	Rolling
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20075
Old Parcel Number	27H 1 1 15
Street Address	451 LAKESIDE DR
City	FRONT ROYAL
State	VA
Zip	22630-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L15&16 ROYAL VIEW EST SEC 1
Legal Subdivision	FORK-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	4
Census Block	4004
Census Tract	20300

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASA FCU
Jun 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 2, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 25, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 30, 2017	Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Jun 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage OZAIR ABDULLAH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20261521
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000003029
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180005491
Date	Nov 1, 2018
Instrument	180005491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005188
Date	Sep 22, 2017
Instrument	170005188

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	MANASSAS, VA 20109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006240
Date	Nov 22, 2019
Instrument	190006240

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000566
Date	Feb 13, 2023
Instrument	230000566

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 7, 2033

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120003156
Date	Jun 5, 2012
Instrument	120003156

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

Interest

Rate	4.62%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Apr 2, 2026
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Document Number	0000001521
Instrument Date	Mar 30, 2026
Instrument	20261521
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,188.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947

Mortgage

Document Number	0000001522,
Date	Apr 2, 2026
Instrument	20261522

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jun 25, 2021
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Document Number	210005650
Map Reference	DOC 000007067
Instrument Date	Jun 23, 2021
Instrument	210005650
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	GUARDIAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947

Mortgage

Document Number	210005651
Date	Jun 25, 2021
Instrument	210005651

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Aug 30, 2017
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Document Number	170004631
Book / Page	000072
Map Reference	DD 174 PG 386
Instrument Date	Aug 29, 2017
Instrument	170004631
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947

Mortgage

Document Number	170004632
Date	Aug 30, 2017
Instrument	170004632

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN VA
Recording Date	Jun 12, 2017
Property Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947
Document Number	170003029
Book / Page	000024
Map Reference	DD 174 PG 386
Instrument Date	Jun 12, 2017
Instrument	170003029
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 LAKESIDE DR, FRONT ROYAL, VA 22630-8947

Mortgage

Document Number	170003269
Date	Jun 12, 2017
Instrument	170003269

Lender

Name	OZAIR ABDULLAH
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 23, 2017

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,165.00 (+18.83%)	$380,500 (-) Land $65,100 Building $315,400
2025	$1,822.00 (-31.76%)	$380,500 (+42.51%) Land $65,100 Building $315,400	$380,500 (+42.51%) Land $65,100 Building $315,400
2024	$2,670.00	$267,000 (-) Land $54,100 Building $212,900	$267,000 (-) Land $54,100 Building $212,900
2023		$267,000 Land $54,100 Building $212,900	$267,000 Land $54,100 Building $212,900
2022	$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2003)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 8 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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