Gallia County property record for 451 Jerry St, Gallipolis, OH 45631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1970 |
| Lot Size | 0.275 acres (11,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Nov 2015) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00801600400 |
| Primary APN | 00801600400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 11,962 sqft (0.275 acres) |
| Lot Dimensions | 130 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 190 sqft |
| Patio Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 451 JERRY ST |
|---|---|
| City | GALLIPOLIS |
| State | OH |
| Zip | 45631-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L4 PLST VLY EST V600 P914 SUB DIV 92.50X129.52X 92.50X130.35 |
| Legal Range | 15 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Subdivision | PLEASANT VALLEY ESTATES |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 953901 |
451 Jerry St is owned and occupied by an individual who acquired it in April 2017.
Source: Gallia County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 31, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on File |
| Deed Sale | Nov 25, 2015 · Amount on File |
| Prior Sale | Dec 4, 1998 · Amount on File |
| Deed Document Number | 20152973 |
| Deed Book / Page | 577 / 493 |
| Last Transfer Date | Apr 8, 2017 |
| Transfer Doc | 600/917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 000690/381 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 690/381 |
| Instrument | 22-2181 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 670/261 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 670/261 |
| Instrument | 21-2096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLIA OH |
| Property Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 665/961 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 665/961 |
| Instrument | 21-1247 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Jun 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLIA OH |
| Recording Date | May 31, 2017 |
| Property Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Document Number | 000600/914 |
| Book / Page | 600 / 914 |
| Map Reference | MB 3 PG 137&138 |
| Instrument Date | Apr 8, 2017 |
| Instrument | 17-1517 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | LENDERS TITLE SOLUTIONS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 JERRY ST, GALLIPOLIS, OH 45631-1315 |
| Investor | Possibly a Property Investor |
| Document Number | 600/917 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 600/917 |
| Instrument | 17-1518 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 451 Jerry St was $1,382.
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Green Township |
| Unified School District | Gallipolis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 | $40,820 Land $7,800 Building $33,020 | |
| 2024 | $116,630 (-) Land $22,290 Building $94,340 | ||
| 2023 | $1,504.00 | $40,820 Land $7,800 Building $33,020 | $116,630 Land $22,290 Building $94,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 451 Jerry St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2014–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 Jerry St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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