451 Howard Rd, Bean Station, TN 37708 Property Records

Grainger County property record for 451 Howard Rd, Bean Station, TN 37708

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,657 sqft · built 2001
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on File
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`029044 03301`

Property Details

APN / Parcel Number

Primary APN	`029044 03301`
Alternative APN	`044 03301`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,657 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.989 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	451 HOWARD RD
City	BEAN STATION
State	TN
Zip	37708-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: S02
Jurisdiction	GRAINGER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2035
Census Tract	500402

Owner

451 Howard Rd is owned and occupied by an individual who acquired it in April 2004.

Source: Grainger County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	451 HOWARD RD, BEAN STATION, TN 37708-7049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2004
Deed Sale	Apr 2, 2004
Deed Document Number	00IN253148
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	451 HOWARD RD, BEAN STATION, TN 37708-7049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006434
Date	Oct 18, 2019
Book Page	379/1070
Instrument	19006434

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SEVIERVILLE, TN 37862

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 24, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 451 Howard Rd was $1,052.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$44,775 (-) Land $9,375 Building $35,400
2024	$1,052.00	$44,775 (-) Land $9,375 Building $35,400
2023		$44,775 (-) Land $9,375 Building $35,400
2022	$1,028.00	$44,775 Land $9,375 Building $35,400
2021			$179,100 Land $37,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Howard Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Howard Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20