451 Hilltop Way, Toccoa, GA 30577 Property Records

Stephens County property record for 451 Hilltop Way, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,195 sqft · built 1986
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on File
Tax Bill$2,060 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT38 157

Property Details

APN / Parcel Number

Primary APNT38 157
Alternative APN
  • 730350

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,195 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area12,632 sqft (0.289 acres)
TerrainGentle Slope
Garage TypeCarport
CarportCarport
Carport Area240 sqft

Exterior Amenities

PorchPorch
Porch Area95 sqft
Patio Area144 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number730350
Street Address451 HILLTOP WAY
CityTOCCOA
StateGA
Zip30577-6132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IB
Legal DescriptionLOT 334 MEADOWBROOK S/D
Legal SubdivisionMEADOWBROOK
Legal Lot Number334
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2017
Census Tract970302

Owner

451 Hilltop Way is owned by two individuals who acquired it in December 2011.

Source: Stephens County records, as of March 11, 2026

Owner of Record2 Individual Names on File
Mailing Address106 VAN MAR DR, TOCCOA, GA 30577-7916
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2011
Deed SaleDec 12, 2011
Deed Document Number2005-000492
Deed Book / Page703 / 71
Prior Transfer DateMar 30, 2005
Prior Transfer Doc2005-000492
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address451 HILLTOP WAY, TOCCOA, GA 30577-6132
Transaction TypeMortgage
Record UpdatedMay 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 HILLTOP WAY, TOCCOA, GA 30577-6132

Mortgage

Document Number0012920000000470
DateApr 7, 2022
Book Page0000001292/0000000470
Instrument000548
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 451 Hilltop Way was $2,060.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,060.00$59,055 Land $2,116 Building $56,939$147,637 Land $5,289 Building $142,348
2023$1,251.00 (+6.29%)$35,394 (+6.35%) Land $2,116 Building $33,278$88,483 (+6.34%) Land $5,289 Building $83,194
2022$1,177.00$33,282 Land $2,116 Building $31,166$83,204 Land $5,289 Building $77,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Hilltop Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Hilltop Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20

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