Waupaca County property record for 451 Granite St, Waupaca, WI 54981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,735 sqft · built 1953 |
| Owner | Individual Name on File |
| Last Sale | $384,000 (May 2020) |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-19-81-20 |
| Primary APN | 34-19-81-20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,735 sqft Gross Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 755 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 451 GRANITE ST |
|---|---|
| City | WAUPACA |
| State | WI |
| Zip | 54981-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL201 PRES & TRUSTEE PLAT EX W1/3 & E1/3 V367P1 V505P762 V539P623 V618P610 V628P800 V698P882&883 V913P214 |
| Legal Range | 12E |
| Legal Township | 22N |
| Legal Section | 19 |
| Legal Subdivision | PRES & TRUSTEE PLAT |
| Jurisdiction | WAUPACA WI |
| Township / Civil Division | WAUPACA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 101000 |
451 Granite St is owned and occupied by an individual who bought it in May 2020.
Source: Waupaca County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 GRANITE ST, WAUPACA, WI 54981-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| May 18, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on File |
| Deed Sale | May 18, 2020 · Amount on File |
| Deed Document Number | 2020882018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUPACA WI |
| Recording Date | Jul 7, 2026 |
| Property Address | 451 GRANITE ST, WAUPACA, WI 54981-1018 |
| Document Number | 0000940747 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026940747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Non-Vested Spouse, 280 |
| Address | 451 GRANITE ST, WAUPACA, WI 54981-1018 |
| Document Number | 0000940747, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026940747 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAUPACA WI |
| Recording Date | May 18, 2020 |
| Property Address | 451 GRANITE ST, WAUPACA, WI 54981-1018 |
| Document Number | 0000882018 |
| Instrument Date | May 7, 2020 |
| Instrument | 882018 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Title Company | KNIGHT BARRY TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 GRANITE ST, WAUPACA, WI 54981-1018 |
| Document Number | 0000882019 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 882019 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 451 Granite St was $2,389 with exemptions applied.
Source: Waupaca County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waupaca County |
| Municipality | Waupaca City |
| Unified School District | Waupaca School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 | $141,700 Land $18,600 Building $123,100 | |
| 2023 | $2,493.00 (+21.31%) | $141,700 (+60.48%) Land $18,600 Building $123,100 | $181,415 (+60.48%) Land $23,813 Building $157,602 |
| 2022 | $2,055.00 | $88,300 Land $12,500 Building $75,800 | $113,048 Land $16,003 Building $97,045 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 451 Granite St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 451 Granite St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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