451 Fox St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 451 Fox St, Elsmere, KY 41018 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2026)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-190.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-190.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Finished Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	451 FOX ST
City	ELSMERE
State	KY
Zip	41018-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE LOTS 664-665
Legal Subdivision	WOODSIDE ADDN
Legal Lot Number	664-665
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65600

Owner

Source: Kenton County records · APN 004-30-21-190.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	451 FOX ST, ELSMERE, KY 41018-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Warranty Deed, Transfer · FHA Mortgage SWIFT HOME LOANS INC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Apr 19, 2018	Warranty Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2026 · Amount on Record
Deed Sale	May 05, 2026 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	202605059107
Deed Book / Page	424 / 818
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 05, 2026
Property Address	451 FOX ST, ELSMERE, KY 41018-2327
Document Number	0000009107
Book / Page	424 / 818
Instrument Date	Apr 28, 2026
Instrument	2026.9107
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,170.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	451 FOX ST, ELSMERE, KY 41018-2327

Mortgage

Document Number	0000009108,
Date	May 05, 2026
Book Page	424/822
Instrument	2026.05.05.9108

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	451 FOX ST, ELSMERE, KY 41018-2327
Document Number	0000000245
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 HERRINGTON CT ERLANGER KY 410181990, ERLANGER, KY 41018-1990

Mortgage

Document Number	0000000245
Date	Dec 17, 2020
Book Page	00M142/000441
Instrument	245

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 19, 2018
Property Address	451 FOX ST, ELSMERE, KY 41018-2327
Document Number	0000000081
Book / Page	0C6393 / 000001
Instrument Date	Apr 16, 2018
Instrument	81
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 FOX ST ELSMERE KY 410182327, ELSMERE, KY 41018-2327

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00 (+1.32%)	$156,400 (-) Land $20,000 Building $136,400	$156,400 (-) Land $20,000 Building $136,400
2023	$2,344.00	$156,400 Land $20,000 Building $136,400	$156,400 Land $20,000 Building $136,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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