451 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 451 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,916 sqft · built 1968
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Feb 2025)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8968-39-4187`

Property Details

APN / Parcel Number

Primary APN	`8968-39-4187`
Alternative APNs	`0042000004A0000` `000163578` `000172541` `8968-39`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,916 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000172541
Street Address	451 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	FEREBEE
Legal Lot Number	4A
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1026
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 26, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 25, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	2025393970
Deed Book / Page	1800 / 931
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740

Mortgage

Document Number	0018320123
Date	Nov 20, 2025
Book Page	1832/123
Instrument	399090

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Feb 26, 2025
Property Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Document Number	0018000931
Book / Page	1800 / 931
Instrument Date	Feb 6, 2025
Instrument	393970
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 COUNTRY CLUB RD, CAMDEN, NC 27921-6963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740

Mortgage

Document Number	0000393971
Date	Feb 26, 2025
Instrument	393971

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 6, 2022
Property Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Document Number	0016880527
Book / Page	1688 / 527
Instrument Date	Mar 21, 2022
Instrument	374862
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740

Mortgage

Document Number	0000374863
Date	Apr 6, 2022
Instrument	374863

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015810342
Date	Dec 3, 2020
Book Page	1581/342
Instrument	358064

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 25, 2019
Property Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740
Document Number	0015040686
Book / Page	1504 / 686
Instrument Date	Sep 19, 2019
Instrument	346591
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 LAUREL CT, 114, MOYOCK, NC 27958-8704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E RIDGE RD, SHAWBORO, NC 27973-9740

Mortgage

Document Number	346592
Date	Oct 25, 2019
Instrument	346592

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+3.99%)	$224,100 (-) Land $61,100 Building $163,000
2024	$1,704.00 (+9.58%)	$224,100 (-) Land $61,100 Building $163,000
2023	$1,555.00 (+22.54%)	$224,100 (-) Land $61,100 Building $163,000	$224,100 (-) Land $61,100 Building $163,000
2022	$1,269.00	$224,100 Land $61,100 Building $163,000	$224,100 (-) Land $61,100 Building $163,000
2021			$224,100 Land $61,100 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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