Putnam County property record for 451 E North St, Cloverdale, IN 46120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,256 sqft · built 1982 |
| Lot Size | 0.766 acres (33,367 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $241,593 (Nov 2025) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-13-31-304-014.000-003 |
| Primary APN | 67-13-31-304-014.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 33,367 sqft (0.766 acres) |
| Lot Dimensions | 125 ft deep x 265 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000025253 |
|---|---|
| Street Address | 451 E NORTH ST |
| City | CLOVERDALE |
| State | IN |
| Zip | 46120-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | CLARKE PLACE LOTS 30-38 BLK 6 & PT VAC ST (0.10A) |
| Legal Subdivision | CLARKES PLACE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 30-38 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 956500 |
Source: Putnam County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE |
| Nov 6, 2025 | Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE |
| Dec 21, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 20255083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005085 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025005085 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Nov 6, 2025 |
| Property Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Document Number | 0000005083 |
| Map Reference | PB 3 PG 132 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025005083 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, CLT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Document Number | 0000005084 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025005084 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Dec 21, 2021 |
| Property Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Document Number | 0000008301 |
| Map Reference | PB3 PG132 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021008301 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 451 E NORTH ST, CLOVERDALE, IN 46120-8514 |
| Document Number | 0000008302 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021008302 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Putnam County |
| County Subdivision | Cloverdale Township |
| Municipality | Cloverdale Town |
| Unified School District | Cloverdale Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+15.88%) Homeowner's exemption | $147,600 (+18.84%) Land $18,700 Building $128,900 | $147,600 (+18.84%) Land $18,700 Building $128,900 |
| 2024 | $743.00 (+4.5%) Homeowner's exemption | $124,200 (+10.7%) Land $18,700 Building $105,500 | $124,200 (+10.7%) Land $18,700 Building $105,500 |
| 2023 | $112,200 (-0.36%) Land $18,700 Building $93,500 | $112,200 (-0.36%) Land $18,700 Building $93,500 | |
| 2022 | $711.00 | $112,600 Land $18,700 Building $93,900 | $112,600 Land $18,700 Building $93,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Endeavor Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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