451 E Hudson St, Nappanee, IN 46550 Property Records

Elkhart County property record for 451 E Hudson St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1984
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$1,478 (2024)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-364-014.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-364-014.000-029`
Alternative APN	`1431364014029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1984
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431364014029
Street Address	451 E HUDSON ST
City	NAPPANEE
State	IN
Zip	46550-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ADAMS SUBDIVISION TO THE CITY OF NAPPANEE IN LOT 1
Legal Subdivision	ADAMS SUBDIV
Legal Lot Number	1
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3026
Census Tract	1100

Owner

Source: Elkhart County records · APN 20-14-31-364-014.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	451 E HUDSON ST, NAPPANEE, IN 46550-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2016
Deed Sale	Oct 04, 2016
Deed Document Number	2016-20437
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	451 E HUDSON ST, NAPPANEE, IN 46550-2605
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004230
Date	Mar 19, 2024
Instrument	2024-04230

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Jul 01, 2046

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,700 (+4.22%) Land $19,800 Building $130,900	$150,700 (+4.22%) Land $19,800 Building $130,900
2024	$1,478.00 (+12.14%)	$144,600 (+8.31%) Land $19,800 Building $124,800	$144,600 (+8.31%) Land $19,800 Building $124,800
2023		$133,500 (+7.49%) Land $19,800 Building $113,700	$133,500 (+7.49%) Land $19,800 Building $113,700
2022	$1,318.00 Homeowner's exemption	$124,200 Land $19,800 Building $104,400	$124,200 Land $19,800 Building $104,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 306 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
Fourway Computer Products Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.