Kane County property record for 451 E Amberside Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,944 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $304,500 (2009) |
| Primary APN | 06-18-204-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,944 sqft Living Area |
| Gross Area | 4,328 sqft Gross Area |
| Basement Area | 1,384 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame Construction |
| Lot Area | 12,197 sqft (0.28 acres) |
| Depth X Width | 155 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 451 E AMBERSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7873 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOY PROPERTY LT 57 |
| Legal Subdivision | FOY PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 57 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-18-204-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 E AMBERSIDE DR, ELGIN, IL 60124-7873 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED FIDELITY FUNDING CORP |
| May 04, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage STC CAPITAL BANK |
| Dec 20, 2016 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2009 · Amount on Record |
| Deed Sale | Aug 07, 2009 · Amount on Record |
| Deed Doc Number | 200960575 |
| Last Transfer Date | Dec 02, 2015 |
| Transfer Doc | 0000065798 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 451 E AMBERSIDE DR, ELGIN, IL 60124-7873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041397 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021K041397 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 451 E AMBERSIDE DR, ELGIN, IL 60124-7873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020592 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 2018K020592 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.6% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 451 E AMBERSIDE DR, ELGIN, IL 60124-7873 |
| Document Number | 0000003930 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 451 E AMBERSIDE DR ELGIN IL 601247873, ELGIN, IL 60124-7873 |
| Document Number | 0000003930 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 3930 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $146,911 (+21.39%) Land $40,572 Building $106,339 | $440,909 (+21.44%) Land $121,765 Building $319,145 | |
| 2022 | $11,019.00 (+3.4%) Homeowner's exemption | $121,020 (+6.96%) Land $33,422 Building $87,598 | $363,060 (+6.96%) Land $100,266 Building $262,794 |
| 2021 | $10,657.00 Homeowner's exemption | $113,145 Land $31,247 Building $81,898 | $339,435 Land $93,741 Building $245,694 |
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