451 Deer Meadows Ln, Union, MO 63084 Property Records

Franklin County property record for 451 Deer Meadows Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-5-16.0-0-000-023.000`

Property Details

APN / Parcel Number

Primary APN	`21-5-16.0-0-000-023.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Shed	1 Shed

Location & Zoning

Street Address	451 DEER MEADOWS LN
City	UNION
State	MO
Zip	63084-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SW NW
Legal Range	1E
Legal Township	42N
Legal Section	16
Legal Subdivision	DEER CRK FARM 18
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2031
Census Tract	800802

Owner

Source: Franklin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 18, 2019	Deed of Trust, Mortgage US BK
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2026
Transfer Doc	0002604773
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 15, 2026
Property Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Document Number	0002604773
Instrument Date	Apr 10, 2026
Instrument	20262604773
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Investor	Possibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002301274
Date	Feb 1, 2023
Instrument	2301274

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002113468
Date	Jul 19, 2021
Instrument	2113468

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2051

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Document Number	0000004878
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 DEER MEADOWS LN UNION MO 630844756, UNION, MO 63084-4756

Mortgage

Document Number	0000004878
Date	Apr 26, 2019
Instrument	4878

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2034

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 29, 2017
Property Address	451 DEER MEADOWS LN, UNION, MO 63084-4756
Document Number	0000019578
Instrument Date	Dec 21, 2017
Instrument	19578
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 DEER MEADOWS LN UNION MO 630844756, UNION, MO 63084-4756

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 (+36.47%)	$50,398 (+23.6%)	$265,250 (+23.6%) Land $42,140 Building $223,110
2023	$2,284.00 (-13.32%)	$40,774	$214,600 Land $27,080 Building $187,520
2022	$2,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	100 / 10

May also be available: AT&T, BlueBit Networks, T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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