451 Crystal Beach Dr, Windsor, CO 80550 Property Records

Weld County property record for 451 Crystal Beach Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 2008
Lot Size	0.102 acres (4,423 sqft)
Owner	Company Name on File
Last Sale	$299,900 (Oct 2012)
Tax Bill	$5,164 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8072-82-1-80-23`

Property Details

APN / Parcel Number

Primary APN	`8072-82-1-80-23`
Alternative APNs	`0807-28-2-18-023` `R0045901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,074 sqft Living Area
Gross Area	4,698 sqft
1st Floor Area	2,074 sqft
Basement Area	2,074 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,423 sqft (0.102 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0045901
Street Address	451 CRYSTAL BEACH DR
City	WINDSOR
State	CO
Zip	80550-6192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 6WV L23 WATER VALLEY 6TH FG
Legal Range	67W
Legal Township	6N
Legal Section	28
Legal Subdivision	WATER VALLEY SUB 6TH FG
Legal Block	1
Legal Lot Number	23
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	2204

Owner

451 Crystal Beach Dr is owned by a company that bought it in October 2012.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Closed-End Mortgage POINTS WEST COMMUNITY BANK
Aug 6, 2019	Deed of Trust, Mortgage · Closed-End Mortgage POINTS WEST COMMUNITY BANK
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2012 · Amount on File
Deed Sale	Oct 23, 2012 · Amount on File
Prior Sale	Jul 20, 2012 · Amount on File
Deed Document Number	20123883004
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	451 CRYSTAL BEACH DR, WINDSOR, CO 80550-6192
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CRYSTAL BEACH DR, WINDSOR, CO 80550-6192

Mortgage

Document Number	0004829814
Date	May 24, 2022
Instrument	4829814

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	TORRINGTON, WY 82240

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2027

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	451 CRYSTAL BEACH DR, WINDSOR, CO 80550-6192
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004512190
Date	Aug 6, 2019
Instrument	4512190

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	TORRINGTON, WY 82240

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2024

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	451 CRYSTAL BEACH DR, WINDSOR, CO 80550-6192
Document Number	0004315668
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 CRYSTAL BEACH DR WINDSOR CO 805506192, WINDSOR, CO 80550-6192

Mortgage

Document Number	0004315668
Date	Jul 5, 2017
Instrument	4315668

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 451 Crystal Beach Dr was $5,164, up 10.1% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,560 (-2.09%) Land $5,810 Building $30,750	$597,455 (-) Land $95,000 Building $502,455
2025	$5,164.00 (+10.06%)	$37,340 Land $5,940 Building $31,400	$597,455 Land $95,000 Building $502,455
2024	$4,692.00 (+9.07%)
2023	$4,302.00	$38,350 Land $7,100 Building $31,250	$566,980 Land $105,000 Building $461,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 Crystal Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Crystal Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vistabeam.

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