Albany County and Westerlo Town property record for 451 Co Rte 412, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,275 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,138 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 128.-2-24 |
| Primary APN | 013800 128.-2-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12800000020240000000 |
|---|---|
| Street Address | 451 COUNTY ROUTE 412 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 14803 |
451 Co Rte 412 is owned and occupied by two individuals who acquired it in May 2022.
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 COUNTY ROUTE 412, WESTERLO, NY 12193-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 2, 2022 |
| Transfer Doc | 0000012406 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 451 Co Rte 412 was $2,138 with exemptions applied.
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Greenville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,138.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,000 Land $100 Building $900 | $172,414 Land $17,241 Building $155,173 | |
| 2023 | $1,000 Land $100 Building $900 | $156,300 Land $15,630 Building $140,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 Co Rte 412 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 Co Rte 412 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures