York County property record for 451 Clover Ln, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1990 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2021) |
| Tax Bill | $4,201 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-000-25-0001.00-00000 |
| Primary APN | 44-000-25-0001.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 10,803 sqft (0.248 acres) |
| Patio Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 451 CLOVER LN |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | KITTLE KNOLL ESTATES |
| Jurisdiction | YORK PA |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21901 |
451 Clover Ln is owned and occupied by two individuals who bought it in October 2021.
Source: York County records, as of July 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Oct 22, 2021 | Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORP |
| Mar 3, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Mar 3, 2017 · Amount on File |
| Deed Document Number | 202166194 |
| Deed Book / Page | 2688 / 957 |
| Prior Transfer Date | Jul 2, 1990 |
| Prior Transfer Doc | 0106000051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Document Number | 0000047548 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 2808/1288 |
| Instrument | 2023047548 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | ENOLA, PA 17025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Oct 22, 2021 |
| Property Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Document Number | 0000066194 |
| Book / Page | 2688 / 957 |
| Map Reference | MB JJ PG 433 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021066194 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Document Number | 0000066195 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021066195 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Mar 3, 2017 |
| Property Address | 451 CLOVER LN, HANOVER, PA 17331-9282 |
| Document Number | 0000009903 |
| Book / Page | 002411 / 000059 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 9903 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9900 CEDAR CIRCLE DR CHARLOTTE NC 282108180, CHARLOTTE, NC 28210-8180 |
The 2026 property tax bill for 451 Clover Ln was $4,201.
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Penn Township |
| Unified School District | South Western School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,201.00 | $119,050 Land $31,560 Building $87,490 | |
| 2024 | $4,011.00 | $119,050 Land $31,560 Building $87,490 | |
| 2006 | $119,050 Land $31,560 Building $87,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 Clover Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 451 Clover Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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