451 Belmont Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 451 Belmont Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,308 sqft · built 2008
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jun 2022)
Tax Bill	$12,437 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`240-650-240-000`

Property Details

APN / Parcel Number

Primary APN	`240-650-240-000`
Alternative APN	`240-650-24`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,308 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	240-650-24
Street Address	451 BELMONT LN
City	TRACY
State	CA
Zip	95377-6699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT OF 240-570-01 PER REDBRIDGE UNIT NO 7
Legal Subdivision	REDBRIDGE
Legal Block	2
Legal Lot Number	386
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2006
Census Tract	5212

Owner

451 Belmont Ln is owned and occupied by an individual who bought it in June 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	451 BELMONT LN, TRACY, CA 95377-6699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jun 7, 2019	Grant Deed, Transfer CONVENTUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202269932
Prior Transfer Date	Feb 4, 2010
Prior Transfer Doc	0000019622
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 3, 2022
Property Address	451 BELMONT LN, TRACY, CA 95377-6699
Document Number	0000069932
Map Reference	MB 39 PG 55
Instrument Date	May 25, 2022
Instrument	2022-069932
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	451 BELMONT LN, TRACY, CA 95377-6699

Mortgage

Document Number	0000069933
Date	Jun 3, 2022
Instrument	2022-069933

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	451 BELMONT LN, TRACY, CA 95377-6699
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BELMONT LN, TRACY, CA 95377-6699

Mortgage

Document Number	0000082422
Date	May 11, 2021
Instrument	2021-082422

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 30, 2019
Property Address	451 BELMONT LN, TRACY, CA 95377-6699
Document Number	0000080683
Instrument Date	Jul 23, 2019
Instrument	80683
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BELMONT LN TRACY CA 953776699, TRACY, CA 95377-6699

Mortgage

Document Number	80684
Date	Jul 30, 2019
Instrument	80684

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 7, 2019
Property Address	451 BELMONT LN, TRACY, CA 95377-6699
Document Number	0000059870
Instrument Date	Jun 6, 2019
Instrument	59870
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1340 CERES CA 953071340, CERES, CA 95307-1340

Mortgage

Document Number	59871
Date	Jun 7, 2019
Instrument	59871

Lender

Name	CONVENTUS LLC
Address	SAN FRANCISCO, CA 94103

Agreement

Amount	Amount on Record

Mortgage

Document Number	61499,
Date	Jun 7, 2019
Instrument	61499

Lender

Name	ZHIFANG MA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 451 Belmont Ln was $12,437, down 6.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,437.00 (-6.85%)
2025	$13,352.00	$1,056,000 Land $315,000 Building $741,000
2023	$13,320.00 (+49.46%)	$1,122,000 Land $255,000 Building $867,000	$1,068,930
2022	$8,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Belmont Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Belmont Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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