451 Aspen Dr, Cimarron, CO 81220 Property Records

Gunnison County property record for 451 Aspen Dr, Cimarron, CO 81220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,428 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R012153`

Property Details

APN / Parcel Number

Primary APN	`R012153`
Alternative APN	`404907005008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R012153
Street Address	451 ASPEN DR
City	CIMARRON
State	CO
Zip	81220-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 3, ARROWHEAD, FILING NO. 2, #689063
Legal Subdivision	ARROWHEAD FILING 2
Legal Block	3
Legal Lot Number	8
Jurisdiction	GUNNISON CO
Township / Civil Division	SAPINERO
Census Block Group	2
Census Block	2431
Census Tract	963900

Owner

451 Aspen Dr is owned and occupied by two individuals who acquired it in December 2022.

Source: Gunnison County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Dec 16, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2022	Quit Claim Deed, Transfer NOT AVAILABLE, PRINCIPAL TTL PUEBLO FREMONT
Aug 15, 2018	Warranty Deed, Transfer KELLEY FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022
Deed Sale	Dec 16, 2022
Prior Sale	Aug 15, 2018 · Amount on File
Deed Document Number	2022689063
Prior Transfer Date	Dec 8, 2022
Prior Transfer Doc	0000689063
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Recording Date	Jul 24, 2026
Property Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Document Number	0000709868
Instrument Date	Jul 18, 2026
Instrument	2026709868
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE AGENCY, UNIVERSITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	451 ASPEN DR, CIMARRON, CO 81220-9525

Mortgage

Document Number	0000709868,
Date	Jul 24, 2026
Instrument	2026709868

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ASPEN DR, CIMARRON, CO 81220-9525

Mortgage

Document Number	0000705461
Date	Nov 7, 2025
Instrument	705461

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	507 PRUDENTIAL RD # 100B, HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUNNISON CO
Recording Date	Dec 16, 2022
Property Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Document Number	0000689063
Map Reference	DOC 335299
Instrument Date	Dec 8, 2022
Instrument	689063
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000689064
Date	Dec 16, 2022
Instrument	689064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUNNISON CO
Recording Date	Nov 23, 2022
Property Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Document Number	0000688753
Map Reference	DOC 335299
Instrument Date	Nov 17, 2022
Instrument	688753
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	NOT AVAILABLE, PRINCIPAL TTL PUEBLO FREMONT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5610 WARD RD STE 300, 300, ARVADA, CO 80002-1309
Mail Care Of	PRINCIPAL TITLE PUEBLO FREMONT LLC

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Aug 15, 2018
Property Address	451 ASPEN DR, CIMARRON, CO 81220-9525
Document Number	0655206
Map Reference	DOC335299
Instrument Date	Aug 14, 2018
Instrument	0655206
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ASPEN DR, CIMARRON, CO 81220-9525

Mortgage

Document Number	0655208
Date	Aug 15, 2018
Instrument	0655208

Lender

Name	KELLEY FAMILY TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	61 Months
Due	Sep 14, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 451 Aspen Dr was $2,079, up 3.4% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00 (+3.43%)	$38,560 (-9.8%) Land $6,690 Building $31,870	$616,840 Land $107,000 Building $509,840
2024	$2,010.00 (+1.72%)	$42,750 (+9.45%) Land $6,300 Building $36,450
2023	$1,976.00 (+117.14%)	$39,060 (+153.47%) Land $5,760 Building $33,300	$637,970 (+187.84%) Land $94,000 Building $543,970
2022	$910.00	$15,410 Land $3,830 Building $11,580	$221,640 Land $55,090 Building $166,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 Aspen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Aspen Dr is moderate, ranking above 59% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN LAKE COMPANY private · serves 431 people · EPA ID CO0126121
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	No certified operator May 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nucla-Naturita Telephone Company DSL · Fiber in parts of the area	100 / 20

Cell Coverage

No cell data coverage reported

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