451 Arlington Ave, Elgin, IL 60120 Property Records

Kane County property record for 451 Arlington Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1918
Lot Size	0.86 acres (3,750 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Dec 2022)
Tax Bill	$4,922 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-208-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-208-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	2,140 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,750 sqft (0.86 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	451 ARLINGTON AVE
City	ELGIN
State	IL
Zip	60120-6754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIA E BOWENS SUB OF PART OF BLOCK 3 IN BOWEN HEIGHTS ADDN EXCEPT EAST 57 FT LOT 15
Legal Subdivision	BOWEN HEIGHTS
Legal Block	3
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4008
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 ARLINGTON AVE, ELGIN, IL 60120-6754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Apr 28, 2011 · Amount on Record
Deed Document Number	202258083
Prior Transfer Date	Sep 23, 2005
Prior Transfer Doc	0000138589
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 8, 2022
Property Address	451 ARLINGTON AVE, ELGIN, IL 60120-6754
Document Number	0000058083
Instrument Date	Nov 28, 2022
Instrument	2022K058083
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 N PAGE ST, MARENGO, IL 60152-2356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ARLINGTON AVE, ELGIN, IL 60120-6754

Mortgage

Document Number	0000058085
Date	Dec 8, 2022
Instrument	2022K058085

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,922.00 (+15.95%)	$64,524 (+8.57%) Land $10,570 Building $53,954	$193,649 (+8.57%) Land $31,723 Building $161,927
2024		$59,431 (+21.39%) Land $9,736 Building $49,695	$178,364 (+21.44%) Land $29,220 Building $149,145
2022	$4,245.00 (+3.97%)	$48,957 (+6.96%) Land $8,020 Building $40,937	$146,871 (+6.96%) Land $24,060 Building $122,811
2021	$4,083.00	$45,771 Land $7,498 Building $38,273	$137,313 Land $22,494 Building $114,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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