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451 Arbella Loop, The Villages, FL 32162 Property Records

Sumter County property record for 451 Arbella Loop, The Villages, FL 32162

Property Summary

Property TypeSingle Family Home
Details1,392 sqft · built 2009
Lot Size0.172 acres (7,502 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Feb 2021)
Tax Bill$4,984 (2025)
Deeds & MortgagesSep 2023 Mortgage
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN361823D36G095

Property Details

APN / Parcel Number

Primary APN361823D36G095
Alternative APNs
  • D36G095
  • 1037166

Interior

Building Area1,392 sqft Living Area
Gross Area2,063 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area7,502 sqft (0.172 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area231 sqft

Location & Zoning

Street Address451 ARBELLA LOOP
CityTHE VILLAGES
StateFL
Zip32162-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 95 THE VILLAGES OF SUMTER UNIT NO 131 PB 9 PGS 29-29B
Legal Range23E
Legal Township18S
Legal Section36
Legal SubdivisionTHE VILLAGES OF SUMTER
Legal Lot Number95
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2006
Census Tract911201

Owner

451 Arbella Loop is owned and occupied by an individual who bought it in February 2021.

Source: Sumter County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Feb 25, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Aug 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 27, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on File
Deed SaleFeb 25, 2021 · Amount on File
Prior SaleSep 21, 2009 · Amount on File
Deed Document Number20219730
Deed Book / Page3932 / 44
Prior Transfer DateOct 23, 2018
Prior Transfer Doc0036070773
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013
Transaction TypeMortgage
Record UpdatedOct 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013

Mortgage

Document Number0045300570
DateSep 20, 2023
Book Page4530/570
Instrument202360035572
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateFeb 25, 2021
Property Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013
Document Number0039320044
Book / Page3932 / 44
Map ReferenceMB 9 PG 29,29A&29B
Instrument DateJan 29, 2021
Instrument202160009730
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPENINSULA LAND & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 CEDAR RIDGE LN, 114, CONWAY, SC 29526-8914

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013

Mortgage

Document Number0000393246
DateFeb 25, 2021
Instrument3932/46
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMTER FL
Recording DateAug 7, 2019
Property Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013
Document Number0036070773
Book / Page003607 / 000773
Instrument DateOct 23, 2018
Instrument60030458
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address451 ARBELLA LOOP THE VILLAGES FL 321621013, THE VILLAGES, FL 32162-1013

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMTER FL
Recording DateNov 27, 2017
Property Address451 ARBELLA LOOP, THE VILLAGES, FL 32162-1013
Document Number0033370507
Book / Page003337 / 000507
Instrument DateNov 9, 2017
Instrument60038482
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address451 ARBELLA LOOP THE VILLAGES FL 321621013, THE VILLAGES, FL 32162-1013

Mortgage

Document Number33370510
DateNov 27, 2017
Book Page003337/000510
Instrument60038483
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 451 Arbella Loop was $4,984, down 0.5% from the year before.

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,984.00 (-0.54%)$292,530 Land $45,010 Building $247,520$292,530 Land $45,010 Building $247,520
2024$5,011.00 (+2.96%)
2023$4,867.00 (-2.33%)$289,320 (-3.46%) Land $30,010 Building $259,310$289,320 (-3.46%) Land $30,010 Building $259,310
2022$4,983.00$299,680 Land $74,870 Building $224,810$299,680 Land $74,870 Building $224,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Arbella Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Arbella Loop is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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