451 Adams Ln, Lancaster, SC 29720 Property Records

Lancaster County property record for 451 Adams Ln, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,213 sqft · built 2018
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0070-00-040.03`

Property Details

APN / Parcel Number

Primary APN	`0070-00-040.03`
Alternative APN	`95285`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	3,067 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Area	564 sqft
Porch	Porch
Porch Area	516 sqft

Location & Zoning

Account Number	95285
Street Address	451 ADAMS LN
City	LANCASTER
State	SC
Zip	29720-9296
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5011
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 ADAMS LN, LANCASTER, SC 29720-9296
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Aug 4, 2017	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	451 ADAMS LN, LANCASTER, SC 29720-9296
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004581
Date	Mar 18, 2022
Book Page	4695/156
Instrument	2022004581

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 5, 2042

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	451 ADAMS LN, LANCASTER, SC 29720-9296
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013538
Date	Sep 12, 2017
Book Page	3423/323
Instrument	2017013538

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Sep 5, 2038

August 2017: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 4, 2017
Property Address	451 ADAMS LN, LANCASTER, SC 29720-9296
Document Number	0000011421
Book / Page	001073 / 000009
Instrument Date	Aug 3, 2017
Instrument	11421
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 ADAMS LN LANCASTER SC 297209296, LANCASTER, SC 29720-9296

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+9.45%)	$11,256 (+15%) Land $804 Building $10,452	$349,900 (+42.99%) Land $25,000 Building $324,900
2024	$1,502.00 (+0.4%)
2023	$1,496.00	$9,788 Land $768 Building $9,020	$244,700 Land $19,200 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Adams Ln

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