Polk County property record for 4509 Walnut St, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.207 acres (9,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Apr 2024) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-24-000000-033480 |
| Primary APN | 24-29-24-000000-033480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,008 sqft (0.207 acres) |
| Lot Dimensions | 110 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Street Address | 4509 WALNUT ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BEG NW COR OF LOT 1 BLK 2 HASKELL HOMES SUB RUN W 151.17 FT TO POB CONT W 84.69 FT TO BEG OF CURVE TO THE LEFT SWLY ALONG CURVE 39.57 FT S 58.66 FT E 110 FT N 82.66 FT TO POB IN W1/2 OF NW1/4 OF NW1/4 BEING LOT P OF UNRE SUB |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HASKEL CORP |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 14803 |
4509 Walnut St is owned and occupied by two individuals who bought it in April 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4509 WALNUT ST, LAKELAND, FL 33813-3976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Jun 22, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CAPITAL FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on File |
| Deed Sale | Apr 4, 2024 · Amount on File |
| Prior Sale | Jun 22, 2023 · Amount on File |
| Deed Document Number | 202475971 |
| Deed Book / Page | 13063 / 1019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 4, 2024 |
| Property Address | 4509 WALNUT ST, LAKELAND, FL 33813-3976 |
| Document Number | 0000075971 |
| Book / Page | 13063 / 1019 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024075971 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 E MONUMENT AVE, KISSIMMEE, FL 34741-5762 |
| Name | Verified Name |
|---|---|
| Address | 4509 WALNUT ST, LAKELAND, FL 33813-3976 |
| Document Number | 0130631021 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 13063/1021 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 22, 2023 |
| Property Address | 4509 WALNUT ST, LAKELAND, FL 33813-3976 |
| Document Number | 0000146867 |
| Book / Page | 12738 / 1634 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023146867 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E MONUMENT AVE, KISSIMMEE, FL 34741-5762 |
| Document Number | 0127381637 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 12738/1637 |
| Name | CAPITAL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 1, 2024 |
The 2025 property tax bill for 4509 Walnut St was $1,830 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,725 (+2.7%) | $194,390 (+6.92%) Land $19,500 Building $174,890 | |
| 2025 | $1,830.00 Homeowner's exemption | $181,816 Land $19,500 Building $162,316 | $181,816 Land $19,500 Building $162,316 |
| 2023 | $572.00 (+7.72%) | $32,487 (+3%) | $169,377 (-7.45%) Land $19,000 Building $150,377 |
| 2022 | $531.00 Homeowner's exemption | $31,541 | $183,013 Land $18,000 Building $165,013 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4509 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4509 Walnut St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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