4509 Vantage Cir, Sebring, FL 33872 Property Records

Highlands County property record for 4509 Vantage Cir, Sebring, FL 33872 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,733 sqft · built 2006
Lot Size	0.137 acres (5,966 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2026)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-27-34-28-130-0000-082A`

Property Details

APN / Parcel Number

Primary APN	`C-27-34-28-130-0000-082A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,966 sqft (0.137 acres)
Lot Dimensions	108 ft deep x 56 ft wide
View / Lot	Duplex
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	198 sqft
Pool House	198 sqft
Porch	Florida Room
Porch Area	176 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4509 VANTAGE CIR
City	SEBRING
State	FL
Zip	33872-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANTAGE POINTE PHASE II PB 15 PG 86 LOT 82A
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	VANTAGE POINTE PHASE II
Legal Lot Number	82A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4002
Census Tract	960602

Owner

Source: Highlands County records · APN C-27-34-28-130-0000-082A

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
Nov 14, 2022	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
May 01, 2019	Loan Modification, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	20262319068
Deed Book / Page	3201 / 685
Prior Transfer Date	Mar 24, 2025
Prior Transfer Doc	0002251088
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 25, 2026
Property Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453
Document Number	0002319068
Book / Page	3201 / 685
Instrument Date	Jun 15, 2026
Instrument	20262319068
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$88,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 14, 2022
Property Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453
Document Number	0002123509
Book / Page	2941 / 272
Map Reference	MB 15 PG 86
Instrument Date	Nov 08, 2022
Instrument	2123509
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4502 VANTAGE CIR, 4502, SEBRING, FL 33872-3497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453
Document Number	0001938661
Instrument Date	May 01, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4509 VANTAGE CIR SEBRING FL 338723453, SEBRING, FL 33872-3453

Mortgage

Document Number	0001938661
Date	May 01, 2019
Book Page	002690/000622
Instrument	1938661

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 11, 2018
Property Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453
Document Number	0001892009
Book / Page	2630 / 0604
Map Reference	MB15 PG86
Instrument Date	Apr 02, 2018
Instrument	1892009
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6184 VAN SIMMONS RD, 6184, WAUCHULA, FL 33873-4331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 VANTAGE CIR, SEBRING, FL 33872-3453

Mortgage

Document Number	0001892010
Date	Apr 11, 2018
Instrument	1892010

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 01, 2019

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00	$221,340 (-0.6%) Land $15,000 Building $206,340	$221,340 (-0.6%) Land $15,000 Building $206,340
2023	$2,854.00 (-3.94%) Homeowner's exemption	$222,681 (-2%) Land $15,000 Building $207,681	$222,681 (-2%) Land $15,000 Building $207,681
2022	$2,971.00 Homeowner's exemption	$227,223 Land $15,000 Building $212,223	$227,223 Land $15,000 Building $212,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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