4509 Turtle Bay, Springfield, IL 62711 Property Records

Sangamon County property record for 4509 Turtle Bay, Springfield, IL 62711

Property Summary

Property TypeSingle Family Home
Lot Size0.363 acres (15,840 sqft)
Owner2 Individual Names on File
Last Sale$862,000 (Sep 2025)
Tax Bill$13,891 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2012 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-24.0-339-003

Property Details

APN / Parcel Number

Primary APN21-24.0-339-003
Alternative APN
  • 21240339003 (CHECK DIGIT = 5)

Exterior

Lot Area15,840 sqft (0.363 acres)

Location & Zoning

Account Number21240339003
Street Address4509 TURTLE BAY
CitySPRINGFIELD
StateIL
Zip62711-7891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 265 PANTHER CREEK 7TH ADDN
Legal SubdivisionPANTHER CREEK 7TH ADD
Legal Lot Number265
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2058
Census Tract3603

Owner

Source: Sangamon County assessment roll, APN 21-24.0-339-003, as of June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4509 TURTLE BAY, SPRINGFIELD, IL 62711-7891
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2025Deed, Transfer · Conventional Mortgage
CARROLLTON BANK
May 15, 2012Warranty Deed, Transfer · Conventional Mortgage
SECURITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2025 · Amount on Record
Deed SaleSep 05, 2025 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Document Number202515604
Prior Transfer DateJun 04, 2019
Prior Transfer Doc0000010854
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateSep 05, 2025
Property Address4509 TURTLE BAY, SPRINGFIELD, IL 62711-7891
Document Number2025R15604
Instrument DateSep 05, 2025
Instrument2025R15604
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,293.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4509 TURTLE BAY, SPRINGFIELD, IL 62711-7891

Mortgage

Document Number2025R15605
DateSep 05, 2025
Instrument2025R15605
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeFixed Rate
Rate6.63%

May 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 15, 2012
Property Address4509 TURTLE BAY, SPRINGFIELD, IL 62711-7891
Document Number2012R18451
Instrument DateMay 11, 2012
Instrument2012R18451
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,030.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012R18452
DateMay 15, 2012
Instrument2012R18452
Lender
NameSECURITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.59%

Mortgage

Document Number2012R18453
DateMay 15, 2012
Instrument2012R18453
Lender
NameSECURITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueMay 14, 2032
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

Source: Sangamon County assessment roll as of June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,891.00 (+2.44%) Homeowner's exemption$207,031 (+7.22%) Land $42,225 Building $164,806$621,093 (+7.22%) Land $126,675 Building $494,418
2024$13,560.00 (+9.43%) Homeowner's exemption$193,090 (+15.41%) Land $39,382 Building $153,708$579,270 (+15.41%) Land $118,146 Building $461,124
2022$12,392.00 Homeowner's exemption$167,303 Land $34,123 Building $133,180$501,909 Land $102,369 Building $399,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), as of May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670036032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims6 (1991–2015)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 180 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
JAB Wireless
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1671200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD
serves 117,444 people
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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