Alleghany County property record for 4509 Shady Ln, Covington, VA 24426
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1940 |
| Lot Size | 11.7 acres (511,002 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $263 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 06800-00-000-0670 |
| Primary APN | 06800-00-000-0670 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 456 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 511,002 sqft (11.7 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10789 |
|---|---|
| Street Address | 4509 SHADY LN |
| City | COVINGTON |
| State | VA |
| Zip | 24426-7824 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | AR |
| Legal Description | 11.731 AC DUNLAP CREEK |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | BOILING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 80302 |
4509 Shady Ln is owned by two individuals who acquired it in January 1989.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4511 INDIAN DRAFT RD, COVINGTON, VA 24426-5607 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1989 |
| Deed Sale | Jan 1, 1989 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4509 Shady Ln was $263.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $263.00 | $53,800 Land $52,200 Building $1,600 | $53,800 Land $52,200 Building $1,600 |
| 2023 | $37,500 Land $35,800 Building $1,700 | $37,500 Land $35,800 Building $1,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4509 Shady Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1996–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4509 Shady Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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