Cameron County property record for 4509 Polara, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 1,965 sqft · built 2009 |
| Lot Size | 0.633 acres (27,565 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,700 (Oct 2016) |
| Tax Bill | $5,585 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 871572-0020-012000 |
| Primary APN | 871572-0020-012000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,965 sqft Living Area |
| Gross Area | 3,092 sqft |
| 1st Floor Area | 1,965 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,565 sqft (0.633 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,186 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4509 POLARA |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 - 13 BLK 2 RIVERVIEW SUBDIVISION (C1-2645-AB) |
| Legal Subdivision | RIVERVIEW SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 12-13 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 12104 |
4509 Polara is owned and occupied by two individuals who bought it in October 2016.
Source: Cameron County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4509 POLARA, HARLINGEN, TX 78552-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on File |
| Deed Sale | Oct 26, 2016 · Amount on File |
| Prior Sale | Jul 23, 2012 · Amount on File |
| Deed Document Number | 201638581 |
| Deed Book / Page | 22141 / 52 |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 22141/052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 4509 POLARA, HARLINGEN, TX 78552-2650 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201939891 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019-39891 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
The 2025 property tax bill for 4509 Polara was $5,585 with a homeowner's exemption, up 4.5% from the year before.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Harlingen City |
| Unified School District | Harlingen Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $390,407 (+1%) | $465,663 (-1.38%) Land $164,974 Building $300,689 | |
| 2025 | $5,585.00 (+4.53%) Homeowner's exemption | $354,915 | $472,177 Land $164,974 Building $307,203 |
| 2024 | $5,343.00 (-4.61%) | ||
| 2023 | $5,601.00 Homeowner's exemption Additional exemption filed | $475,436 Land $164,974 Building $310,462 | $475,436 Land $164,974 Building $310,462 |
| 2022 | $5,601.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4509 Polara in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 247 policies |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 18 (2018–2025) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4509 Polara is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| RGV Communications Fixed Wireless | 100 / 100 |
May also be available: AT&T, Verizon.
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