4509 Main Rd, Tiverton, RI 02878 Property Records

Tiverton Town property record for 4509 Main Rd, Tiverton, RI 02878

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,192 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	2 Individuals on Record
Last Sale	$450,000 (Apr 2019)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04-1195-75`

Property Details

APN / Parcel Number

Primary APN	`04-1195-75`
Alternative APNs	`TIVE M:807 B:146` `M:000 B:123 L:6` `4-1195-75`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-1195-75
Street Address	4509 MAIN RD
City	TIVERTON
State	RI
Zip	02878-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Block	146
Jurisdiction	TIVERTON RI
Township / Civil Division	TIVERTON
Census Block Group	3
Census Block	3029
Census Tract	41702

Owner

Source: Tiverton Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	15 LAURA ST, TIVERTON, RI 02878-2108
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Apr 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	2019630
Deed Book / Page	1713 / 165
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Recording Date	May 19, 2026
Property Address	4509 MAIN RD, TIVERTON, RI 02878-4813
Document Number	0002071-97
Book / Page	2071 / 97
Instrument Date	May 14, 2026
Instrument	20264227
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 MAIN RD, TIVERTON, RI 02878-4813

Mortgage

Document Number	0000004227,
Date	May 19, 2026
Book Page	2071/97
Instrument	20264227

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	4509 MAIN RD, TIVERTON, RI 02878-4813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1822-148
Date	Jan 13, 2021
Book Page	1822/148
Instrument	159

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIVERTON RI
Recording Date	Apr 1, 2019
Property Address	4509 MAIN RD, TIVERTON, RI 02878-4813
Document Number	1713-165
Book / Page	1713 / 165
Instrument Date	Mar 2, 2019
Instrument	630
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAURA ST, TIVERTON, RI 02878-2108

Mortgage

Document Number	631
Date	Apr 1, 2019
Instrument	631

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	4509 MAIN RD, TIVERTON, RI 02878-4813
Document Number	1671-90
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 MAIN RD TIVERTON RI 028784813, TIVERTON, RI 02878-4813

Mortgage

Document Number	1671-90
Date	Apr 11, 2018
Book Page	001671/000090
Instrument	848

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tiverton Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Tiverton Town
Unified School District	Tiverton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,602.00 (+1.34%)	$494,400 (+33.26%) Land $169,000 Building $325,400
2023	$5,528.00 (+1.84%)	$371,000 (-) Land $141,700 Building $229,300
2022	$5,428.00	$371,000 Land $141,700 Building $229,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	34 (1978–2015)
Claims Outside the SFHA	16 of 34
Most Recent Claim	Jul 2015 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 21 claims Hurricane Gloria, Sep 1985 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

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