4509 Howard St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4509 Howard St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,183 sqft · built 1981
Lot Size	0.487 acres (21,218 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Apr 2019)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1012-342-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1012-342-01-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,183 sqft Living Area
Gross Area	2,873 sqft
1st Floor Area	2,183 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	21,218 sqft (0.487 acres)
Lot Dimensions	206 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	38 sqft
Patio Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4509 HOWARD ST
City	MONTCLAIR
State	CA
Zip	91763-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9335 LOT 1
Legal Subdivision	TRACT 9335
Legal Tract	9335
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2012
Census Tract	304

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Intrafamily Transfer, Transfer
Jun 2, 2022	Intrafamily Transfer, Transfer
Apr 29, 2019	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2019133913
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000000436
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 2, 2026
Property Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413
Document Number	0000000436
Map Reference	MB 134 PG 77&78
Instrument Date	Dec 30, 2025
Instrument	2026-0000436
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 2, 2022
Property Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413
Document Number	0000202261
Map Reference	MB 134 PG 77&78
Instrument Date	May 1, 2022
Instrument	2022-0202261
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 29, 2019
Property Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413
Document Number	0000133913
Map Reference	MB 134 PG 77&78
Instrument Date	Mar 14, 2019
Instrument	2019-0133913
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 HOWARD ST, MONTCLAIR, CA 91763-6413

Mortgage

Document Number	0000133914
Date	Apr 29, 2019
Instrument	2019-0133914

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,655 (+2%) Land $310,085 Building $524,570
2025	$8,904.00 (+11.92%) Homeowner's exemption	$818,289 (+10.51%) Land $304,005 Building $514,284
2023	$7,956.00 (+22.99%) Homeowner's exemption	$740,435 Land $292,200 Building $448,235
2022	$6,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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