4509 Gardenia Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4509 Gardenia Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 2003
Lot Size	0.139 acres (6,046 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2021)
Tax Bill	$4,922 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-066-038-000`

Property Details

APN / Parcel Number

Primary APN	`045-066-038-000`
Alternative APN	`0456638000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,399 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,046 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	4509 GARDENIA AVE
City	KEYES
State	CA
Zip	95328-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COUR1
Legal Description	BONITA RANCH #1 (41M08) LOT 156
Legal Subdivision	BONITA RANCH PH 01
Legal Block	4
Legal Lot Number	156
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4014
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4509 GARDENIA AVE, KEYES, CA 95328-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	202172579
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	0000122803
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 30, 2021
Property Address	4509 GARDENIA AVE, KEYES, CA 95328-9701
Document Number	0000072579
Map Reference	VOL 41 PG 8
Instrument Date	Jul 20, 2021
Instrument	2021-0072579
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 GARDENIA AVE, KEYES, CA 95328-9701

Mortgage

Document Number	0000072580
Date	Jul 30, 2021
Instrument	2021-0072580

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,922.00 (+2.5%)	$411,322 (+2%) Land $173,188 Building $238,134
2025	$4,802.00 (+5.21%)	$403,258 (+4.04%) Land $169,793 Building $233,465
2023	$4,564.00 (+1.4%)	$387,600 Land $163,200 Building $224,400
2022	$4,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Gardenia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures