4509 E Seneca Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 4509 E Seneca Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,457 sqft · built 2003
Lot Size0.38 acres (16,552 sqft)
OwnerIndividual Name on Record
Last Sale$345,500 (Jul 2014)
Tax Bill$4,593 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN009855-0880

Property Details

APN / Parcel Number

Primary APN009855-0880

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,457 sqft Living Area
Gross Area4,564 sqft
1st Floor Area2,960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,552 sqft (0.38 acres)
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchFinished Screened Porch
Porch Area486 sqft
Patio Area405 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4509 E SENECA DR
CitySAINT JOHNS
StateFL
Zip32259-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description39/65-70 WILDFIRE PINES ONE AT CIMARRONE GOLF & COUNTRY CLUB LOT 88 OR3903/304
Legal Range27E
Legal Township05S
Legal Section13
Legal SubdivisionWILDFIRE PINES 1 AT CIMARRONE GOLF & COU
Legal Block1
Legal Lot Number88
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1021
Census Tract20810

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4509 E SENECA DR, SAINT JOHNS, FL 32259-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTA POSTAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Prior SaleJun 26, 2003 · Amount on Record
Deed Document Number201439789
Deed Book / Page3903 / 304
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4509 E SENECA DR, SAINT JOHNS, FL 32259-2158
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 E SENECA DR, SAINT JOHNS, FL 32259-2158

Mortgage

Document Number0062560586
DateNov 13, 2025
Book Page6256/586
Instrument2025092713
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4509 E SENECA DR, SAINT JOHNS, FL 32259-2158
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052121194
DateMar 19, 2021
Book Page5212/1194
Instrument2021030711
Lender
NameATLANTA POSTAL CU
TypeCredit Union
AddressATLANTA, GA 30380
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,714 (+2.7%)$578,337 (+1.33%) Land $115,000 Building $463,337
2025$4,593.00 (+12.49%) Homeowner's exemption Widower's exemption$359,994 (+5.99%)$570,746 (-3.34%) Land $105,000 Building $465,746
2024$4,083.00 (+2.02%)
2023$4,002.00 (+1.39%) Homeowner's exemption Widower's exemption$339,658 (+3%)$590,445 (+2.72%) Land $115,000 Building $475,445
2022$3,947.00 Homeowner's exemption Widower's exemption$329,765$574,804 Land $100,800 Building $474,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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