4509 E Monte Way, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4509 E Monte Way, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,728 sqft · built 1985
Lot Size	0.14 acres (6,107 sqft)
Owner	2 Company Names on File
Last Sale	$214,000 (Jul 2003)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`307-01-426`

Property Details

APN / Parcel Number

Primary APN	`307-01-426`
Alternative APN	`307014265`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	864 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	6,107 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4509 E MONTE WAY
City	PHOENIX
State	AZ
Zip	85044-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COVE AT SOUTH MOUNTAIN MCR 265-25
Legal Range	4E
Legal Township	1S
Legal Section	7
Legal Subdivision	COVE AT SOUTH MOUNTAIN
Legal Lot Number	116
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	116707

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 3, 2024	Intrafamily Transfer, Transfer
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 9, 2003 · Amount on Record
Deed Sale	Jul 9, 2003 · Amount on Record
Deed Document Number	2003897979
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000003348
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566

Mortgage

Document Number	0000075893
Date	Feb 10, 2026
Instrument	20260075893

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 3, 2024
Property Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Document Number	0000003348
Map Reference	MB 265 PG 25
Instrument Date	Dec 18, 2023
Instrument	20240003348
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566

Mortgage

Document Number	0000127871
Date	Feb 4, 2021
Instrument	20210127871

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Document Number	0000769883
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4509 E MONTE WAY PHOENIX AZ 850445566, PHOENIX, AZ 85044-5566

Mortgage

Document Number	0000769883
Date	Sep 30, 2019
Instrument	769883

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 19, 2019
Property Address	4509 E MONTE WAY, PHOENIX, AZ 85044-5566
Document Number	0000546736
Instrument Date	Jul 19, 2019
Instrument	546736
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10231 S 46TH WAY PHOENIX AZ 850441111, PHOENIX, AZ 85044-1111

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,320 (+74.3%)	$433,200 (+6.94%) Land $86,600 Building $346,600
2025	$2,227.00 (+5.05%)	$24,853 (-43.08%)	$405,100 (-7.21%) Land $81,000 Building $324,100
2024		$43,660 (+18.48%)	$436,600 (+18.48%) Land $87,300 Building $349,300
2023	$2,120.00 (+5%)	$36,850 Land $7,370 Building $29,480	$368,500 Land $73,700 Building $294,800
2022	$2,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 400
Lumen Technologies DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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