4509 E Hubbard Rd, Midland, MI 48642 Property Records

Midland County property record for 4509 E Hubbard Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,181 sqft · built 1946
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$11,710,000 (May 2017)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`090-300-500-700-00`

Property Details

APN / Parcel Number

Primary APN	`090-300-500-700-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,181 sqft Living Area
1st Floor Area	675 sqft
Basement Area	675 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	219 ft deep x 150 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4509 E HUBBARD RD
City	MIDLAND
State	MI
Zip	48642-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	T15NR2E COM AT SW COR OF LOT 46 OF THE VILLAGE OF HUBBARD, TH E 150 FT, N 219 FT, W 150 FT, S 219 FT.
Legal Subdivision	VILLAGE OF HUBBARD
Legal Lot Number	46
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	3
Census Block	3019
Census Tract	291101

Owner

4509 E Hubbard Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4509 E HUBBARD RD, MIDLAND, MI 48642-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit TEAM ONE CU
May 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Nov 15, 2010 · Amount on File
Deed Book / Page	1605 / 1110
Prior Transfer Date	Aug 1, 2007
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4509 E HUBBARD RD, MIDLAND, MI 48642-9722
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 E HUBBARD RD, MIDLAND, MI 48642-9722

Mortgage

Document Number	01670/1059
Date	Feb 29, 2024
Book Page	1670/1059

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 1, 2017
Property Address	4509 E HUBBARD RD, MIDLAND, MI 48642-9722
Document Number	1605/1110
Book / Page	1605 / 1110
Map Reference	LBA PG77
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,010.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4509 E HUBBARD RD, 4509, MIDLAND, MI 48642-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 HAMILTON DR, MIDLAND, MI 48642-5879

Tax Assessment & Valuation

The 2025 property tax bill for 4509 E Hubbard Rd was $2,375 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600	$169,200
2025	$2,375.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4509 E Hubbard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4509 E Hubbard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hubbard Rd

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