Buchanan County property record for 4509 E Haverill Dr, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,314 sqft · built 1977 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,200 (Apr 2009) |
| Tax Bill | $2,112 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2021 Mortgage |
| APN | 03-8.0-27-003-004-037.000 |
| Primary APN | 03-8.0-27-003-004-037.000 |
|---|
| Building Area | 1,314 sqft Base Area |
|---|---|
| 1st Floor Area | 1,314 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 181 ft deep x 98.7 ft wide |
| Street Address | 4509 E HAVERILL DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:NORTHRIDGE ESTATES PLAT 1 LOT:8 BLK:LGL DESC: |
| Legal Subdivision | NORTHRIDGE ESTATES PLAT 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 200 |
Source: Buchanan County records · APN 03-8.0-27-003-004-037.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4509 E HAVERILL DR, SAINT JOSEPH, MO 64506-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 06, 2026 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2009 · Amount on Record |
| Deed Sale | Apr 30, 2009 · Amount on Record |
| Prior Sale | Mar 05, 2007 |
| Deed Document Number | 20095040 |
| Deed Book / Page | 3141 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4509 E HAVERILL DR, SAINT JOSEPH, MO 64506-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4509 E HAVERILL DR, SAINT JOSEPH, MO 64506-1254 |
| Document Number | 003815/692 |
|---|---|
| Date | Feb 06, 2026 |
| Book Page | 3815/692 |
| Instrument | 2026000881 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4509 E HAVERILL DR, SAINT JOSEPH, MO 64506-1254 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 4509 E HAVERILL DR, SAINT JOSEPH, MO 64506-1254 |
| Document Number | 3766/769 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 3766/769 |
| Instrument | 2021009452 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,112.00 (+0.05%) | $29,510 (+9.7%) Land $4,100 Building $25,410 | $155,340 (+9.71%) Land $21,590 Building $133,750 |
| 2024 | $2,111.00 (+19.67%) | ||
| 2023 | $1,764.00 (-0.68%) | $26,900 (-) Land $4,100 Building $22,800 | $141,590 (-) Land $21,590 Building $120,000 |
| 2022 | $1,776.00 | $26,900 Land $4,100 Building $22,800 | |
| 2021 | $141,590 Land $21,590 Building $120,000 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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