4509 Cascade Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 4509 Cascade Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,291 sqft · built 2001
Lot Size	0.22 acres (9,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,239 (Jul 2026)
Tax Bill	$6,031 (2022)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G1049300603800000`

Property Details

APN / Parcel Number

Primary APN	`1G1049300603800000`
Alternative APNs	`000000023543` `000000202504` `23543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,291 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	2,291 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	9,570 sqft (0.22 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	118 sqft
Patio Area	300 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4509 CASCADE DR
City	SCHERTZ
State	TX
Zip	78154-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 38 BLK: 6 ADDN: FOREST RIDGE #3
Legal Subdivision	FOREST RIDGE #3
Legal Block	6
Legal Lot Number	38
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3014
Census Tract	210709

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4509 CASCADE DR, SCHERTZ, TX 78154-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMELIGHT HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Nov 9, 2016 · Amount on Record
Deed Document Number	202619694
Prior Transfer Date	Nov 8, 2016
Prior Transfer Doc	0000024918
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 22, 2026
Property Address	4509 CASCADE DR, SCHERTZ, TX 78154-1126
Document Number	0000019694
Instrument Date	Jul 21, 2026
Instrument	202619694
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 CASCADE DR, SCHERTZ, TX 78154-1126
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019695,
Date	Jul 22, 2026
Instrument	202619695

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099005507
Date	Mar 5, 2026
Instrument	202699005507

Lender

Name	HOMELIGHT HOME LOANS INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jun 27, 2026

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,503 (-4.33%) Land $53,126 Building $289,377	$342,503 (-4.33%) Land $53,126 Building $289,377
2025		$358,016 (-4.19%) Land $51,702 Building $306,314	$358,016 (-4.19%) Land $51,702 Building $306,314
2023		$373,690 Land $49,872 Building $323,818	$373,690 Land $49,872 Building $323,818
2022	$6,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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