4509 Caroline St, Laredo, TX 78046 Property Records

Webb County property record for 4509 Caroline St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,616 sqft · built 2004
Lot Size0.109 acres (4,730 sqft)
Owner2 Individual Names on File
Tax Bill$1,164 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN953-11006-130

Property Details

APN / Parcel Number

Primary APN953-11006-130
Alternative APN
  • 291980

Interior

Stories1 Story
Building Area1,616 sqft Living Area
1st Floor Area1,616 sqft
Utility Area112 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,730 sqft (0.109 acres)
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
Parking Spaces1 Parking Space
Pool House350 sqft
PorchOpen Porch
Porch Area240 sqft

Location & Zoning

Street Address4509 CAROLINE ST
CityLAREDO
StateTX
Zip78046-4051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionCUATRO VIENTOS, BLOCK 6, LOT 13, PHASE II
Legal SubdivisionCUATRO VIENTOS
Legal PhaseII
Legal Block6
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1020
Census Tract1806

Owner

4509 Caroline St is owned and occupied by two individuals.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address4509 CAROLINE ST, LAREDO, TX 78046-4051
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address4509 CAROLINE ST, LAREDO, TX 78046-4051
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 CAROLINE ST, LAREDO, TX 78046-4051

Mortgage

Document Number005185/888
DateJan 4, 2022
Book Page5185/888
Instrument1453733
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term183 Months
DueApr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4509 Caroline St was $1,164 with a homeowner's exemption, down 2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,862 (+2.46%) Land $52,219 Building $183,643$235,862 (+2.46%) Land $52,219 Building $183,643
2025$1,164.00 (-2%) Homeowner's exemption$230,190 Land $52,219 Building $177,971$230,190 Land $52,219 Building $177,971
2024$1,455.00
2023$129,574 Land $30,461 Building $99,113$129,574 Land $30,461 Building $99,113
2022$821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4509 Caroline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4509 Caroline St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: AT&T, Verizon.

Nearby Properties on Caroline St

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