4509 201st St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4509 201st St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 2010
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$448,000 (Feb 2024)
Tax Bill$5,039 (2025)
Deeds & MortgagesJan 2026 Mortgage
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN500428-0-270

Property Details

APN / Parcel Number

Primary APN500428-0-270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,520 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address4509 201ST ST E
CitySPANAWAY
StateWA
Zip98387-4142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 42 PLAT FIELD STONE LOT 27 TOG/W UND INT IN TRS A & C THRU I EASE OF RECORD OUT OF 03-18-01-3-007 & 245000-001-0 SEG 2008-0671 JU 2/25/08JU
Legal Range03
Legal Township18
Legal Section01
Legal SubdivisionFIELD STONE
Legal TractA
Legal Lot Number27
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group2
Census Block2013
Census Tract71413

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4509 201ST ST E, SPANAWAY, WA 98387-4142
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
LUMINATE BANK
Feb 20, 2024Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
Sep 14, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 1, 2020Warranty Deed, Transfer
ATTORNEYS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleSep 14, 2021 · Amount on Record
Deed Document Number2024116
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4509 201ST ST E, SPANAWAY, WA 98387-4142
Transaction TypeMortgage
Record UpdatedJan 26, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 201ST ST E, SPANAWAY, WA 98387-4142

Mortgage

Document Number0001140062
DateJan 14, 2026
Instrument202601140062
Lender
NameLUMINATE BANK
TypeBank
AddressMINNEAPOLIS, MN 55405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateFeb 20, 2024
Property Address4509 201ST ST E, SPANAWAY, WA 98387-4142
Document Number0002200116
Map ReferenceDOC 200802065006
Instrument DateFeb 6, 2024
Instrument202402200116
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,168.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 201ST ST E, SPANAWAY, WA 98387-4142

Mortgage

Document Number0002200117
DateFeb 20, 2024
Instrument202402200117
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateSep 14, 2021
Property Address4509 201ST ST E, SPANAWAY, WA 98387-4142
Document Number0009140222
Map ReferenceDOC 200802065006
Instrument DateSep 10, 2021
Instrument202109140222
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyWFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 201ST ST E, SPANAWAY, WA 98387-4142

Mortgage

Document Number0009140223
DateSep 14, 2021
Instrument202109140223
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateApr 1, 2020
Property Address4509 201ST ST E, SPANAWAY, WA 98387-4142
Document Number0004010414
Map ReferenceDOC200802065006
Instrument DateMar 24, 2020
Instrument202004010414
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyATTORNEYS TITLE

Transaction

AmountAmount Recorded
Tax$5,680.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$457,400 (+11.81%) Land $139,300 Building $318,100$457,400 (+11.81%) Land $139,300 Building $318,100
2025$5,039.00 (+5.4%)
2024$4,781.00 (-5.31%)$409,100 (-7.3%) Land $142,700 Building $266,400$409,100 (-7.3%) Land $142,700 Building $266,400
2023$5,049.00$441,300 Land $144,900 Building $296,400$441,300 Land $144,900 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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